| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON RISK INS SERVICES WEST INC. | 350 NO. ORLEANS ST. SUITE #1446 8TH FLOOR US CHICAGO, IL 60654 | MINNESOTA LIFE INSURANCE COMPANY | $295K | — | $295K | 9.04% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | MINNESOTA LIFE INSURANCE COMPANY | — | $73K | $73K | 2.24% |
| AON CONSULTING INC3 Filed as: AON RISK INSURANCE SVCS WEST | 6501 AMERICAS PARKWAY NE SUITE 650 ALBUQUERQUE, NM 87110 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $147K | $37K | $184K | 7.59% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC. | 75 REMITTANCE DRIVE SUITE 1446 CHICAGO, IL 60675 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | — | $18K | $18K | 0.75% |
| AON CONSULTING INC3 Filed as: AON HEWITT - ALBUQUERQUE NM | 29840 NETWORK PLACE CHICAGO, IL 60673 | FIDELITY SECURITY LIFE INSURANCE COMPANY (EYEMED VISION CARE) | $18K | — | $18K | 2.73% |
| AON CONSULTING INC3 Filed as: AON RISK INS SERVICES WEST INC. | 350 NORTH ORLEANS ST. SUITE #1446 8TH FLOOR CHICAGO, IL 60654 | MINNESOTA LIFE INSURANCE COMPANY | $40K | — | $40K | 7.99% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | MINNESOTA LIFE INSURANCE COMPANY | — | $11K | $11K | 2.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 11,156 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 16 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 11,172 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY (EYEMED VISION CARE) | 14,949 | $651K |
| Life insurance(2 contracts) | MINNESOTA LIFE INSURANCE COMPANY | 13,849 | $3.8M |
| Long-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 10,125 | $2.4M |
| Other | THE SOLUTIONS GROUP | 11,156 | $301K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 14,949 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.