| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF NEW JERSEY LLC | 20 COMMERCE DRIVE SUITE 200 CRANFORD, NJ 07016 | UNITEDHEALTHCARE INSURANCE COMPANY | $50K | — | $50K | 4.76% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NORTHEAST LLC | 45 HAMILTON AVENUE FLOOR 10 WHITE PLAINS, NY 10601 | UNITEDHEALTHCARE INSURANCE COMPANY | -$202 | — | -$202 | -0.02% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF NEW JERSEY LLC | 20 COMMERCE DRIVE SUITE 200 CRANFORD, NC 07016 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $17 | $8K | 9.11% |
| LIAZON BENEFITS INC3 | 199 SCOTT STREET FLOOR 8 BUFFALO, NY 14204 | METROPOLITAN LIFE INSURANCE COMPANY | — | $4K | $4K | 5.08% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NORTHEAST LLC | 445 HAMILTON AVENUE FLOOR 10 WHITE PLAINS, NY 10601 | METROPOLITAN LIFE INSURANCE COMPANY | $670 | $17 | $687 | 0.80% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF NEW JERSEY LLC | 20 COMMERCE DRIVE SUITE 200 CRANFORD, NJ 07016 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $17 | $1K | 13.97% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NORTHEAST LLC | 445 HAMILTON AVENUE FLOOR 10 WHITE PLAINS, NY 10601 | METROPOLITAN LIFE INSURANCE COMPANY | $83 | $17 | $100 | 1.33% |
| HERBERT L. JAMISON & CO. LLC3 Filed as: HERBERT L JAMISON & CO LLC | 20 COMMERCE DRIVE BASEMENT 2 CRANFORD, NJ 07016 | METROPOLITAN LIFE INSURANCE COMPANY | $14 | — | $14 | 0.19% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF NEW JERSEY LLC | 20 COMMERCE DRIVE SUITE 200 CRANFORD, NJ 07016 | METROPOLITAN LIFE INSURANCE COMPANY | $288 | $17 | $305 | 6.61% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: HERBERT JAMISON & CO LLC | 20 COMMERCE DRIVE BASEMENT 2 CRANFORD, NJ 07016 | METROPOLITAN LIFE INSURANCE COMPANY | $102 | — | $102 | 2.21% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NORTHEAST LLC | 445 HAMILTON AVENUE FLOOR 10 WHITE PLAINS, NY 10601 | METROPOLITAN LIFE INSURANCE COMPANY | $42 | $17 | $59 | 1.28% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF NJ | — | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $484 | — | $484 | 11.25% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NORTHEAST | — | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $161 | — | $161 | 3.74% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF NEW JERSEY LLC | 20 COMMERCE DRIVE SUITE 200 CRANFORD, NJ 07016 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $200 | — | $200 | 9.17% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NORTHEAST LLC | 445 HAMILTON AVENUE FLOOR 10 WHITE PLAINS, NY 10601 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $22 | — | $22 | 1.01% |
| LIAZON BENEFITS INC3 Filed as: LIAZON BENEFITS, INC. | 737 MAIN STREET BUFFALO, NY 14203 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $151 | $219 | $370 | 24.55% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 112 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 112 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 132 | $1.1M |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 70 | $88K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 70 | $86K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 112 | $90K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 70 | $86K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 70 | $86K |
| Other(6 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 112 | $105K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 132 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.