| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF INDIANA LLC | 11555 N MERIDIAN STREET STE 220 DOUGLAS SHEPSON CARMEL, IN 46032 | DELTA DENTAL OF INDIANA | $137K | $3K | $141K | 10.54% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF INDIANA LLC | 11595 N MERIDIAN STREET STE 250 CARMEL, IN 46032 | GUARDIAN | $122K | — | $122K | 11.94% |
| STEELE INSURANCE AND FINANCIAL SVCS3 Filed as: STEELE INSURANCE & FINANCIALS | 11 MONTIF BLVD BROWNSBURG, IN 46122 | GUARDIAN | $50K | — | $50K | 4.89% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF INDIANA INC | 11555 N MERIDIAN ST STE 220 CARMEL, IN 46032 | SYMETRA LIFE INSURANCE COMPANY | $48K | $0 | $48K | 13.56% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF INDIANA | 11595 N MERIDAN ST SUITE 250 CARMEL, IN 46032 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6K | — | $6K | 5.84% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF INDIANA LLC | 10401 N MERIDIAN ST SUITE 300 INDIANAPOLIS, IN 46290 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 2.71% |
| KITTE L ALLEN3 | 678 WALNUT WOODS DRIVE GREENWOOD, IN 46142 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 1.12% |
| CARLY L KIERCE3 | 13932 WILMUTH DR CARMEL, IN 46074 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 1.11% |
| JASON W BISHOP3 | 1960 N HWY 11 SE ELIZABETH, IN 47117 | CONTINENTAL AMERICAN INSURANCE COMPANY | $282 | — | $282 | 0.26% |
| JANE A. KATTER3 Filed as: JANE A KATTER | 902 MAIN ST SUITE A JASPER, IN 47546 | CONTINENTAL AMERICAN INSURANCE COMPANY | $234 | — | $234 | 0.22% |
| MARSHA S TALLEY3 | 5401 VOGEL SUITE 410 EVANSVILLE, IN 47715 | CONTINENTAL AMERICAN INSURANCE COMPANY | $231 | — | $231 | 0.21% |
| JENNIFER L MITCHEN3 | 8344 THACKERY COURT INDIANAPOLIS, IN 46256 | CONTINENTAL AMERICAN INSURANCE COMPANY | $214 | — | $214 | 0.20% |
| ASHLEY L SHAW3 | 4249 MOSS RIDGE CT INDIANAPOLIS, IN 462372873 | CONTINENTAL AMERICAN INSURANCE COMPANY | $178 | — | $178 | 0.16% |
| DANIEL L EALY3 | 4955 KERRINGTON BLVD BARGERSVILLE, IN 46106 | CONTINENTAL AMERICAN INSURANCE COMPANY | $175 | — | $175 | 0.16% |
| JULIE A. RADTKE3 Filed as: JULIE A RADTKE | 839 PENRIDGE CT LAFAYETTE, IN 47901 | CONTINENTAL AMERICAN INSURANCE COMPANY | $171 | — | $171 | 0.16% |
| BRYAN W HARPER3 | 921 YELLOW PINE CT INDIANAPOLIS, IN 46217 | CONTINENTAL AMERICAN INSURANCE COMPANY | $138 | — | $138 | 0.13% |
| BRANDEE L JUSTUS3 | 5700 VICTORIA BLUFFS DR NEWBURGH, IN 47630 | CONTINENTAL AMERICAN INSURANCE COMPANY | $114 | — | $114 | 0.11% |
| JULIE N HAWES3 | 4629 APRIL LN INDIANAPOLIS, IN 46239 | CONTINENTAL AMERICAN INSURANCE COMPANY | $102 | — | $102 | 0.09% |
| JON J SCHAEFER3 | 603 E WASHINGTON ST SUITE 100 INDIANAPOLIS, IN 46204 | CONTINENTAL AMERICAN INSURANCE COMPANY | $99 | — | $99 | 0.09% |
| RICKY L MCPHERSON3 | 603 E WASHINGTON ST INDIANAPOLIS, IN 46204 | CONTINENTAL AMERICAN INSURANCE COMPANY | $71 | — | $71 | 0.07% |
| BRIANNA LYNN ROWE3 Filed as: BRIANNA L ROWE | 3386 CHALICE CT PLAINFIELD, IN 46168 | CONTINENTAL AMERICAN INSURANCE COMPANY | $48 | — | $48 | 0.04% |
| KYLE ELLISON3 | 1281 E. MARIGOLD DR. BLOOMINGTON, IN 47401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $46 | — | $46 | 0.04% |
| LISA R SAILOR3 | 11883 STONEY BAY CIRCLE CARMEL, IN 46033 | CONTINENTAL AMERICAN INSURANCE COMPANY | $43 | — | $43 | 0.04% |
| RETTENMUND INSURANCE LLC3 | 603 E WASHINGTON ST STE 100 SUITE 205 INDIANAPOLIS, IN 46204 | CONTINENTAL AMERICAN INSURANCE COMPANY | $39 | — | $39 | 0.04% |
| LAUREL A SEGER3 | 902A MAIN ST JASPER, IN 47456 | CONTINENTAL AMERICAN INSURANCE COMPANY | $35 | — | $35 | 0.03% |
| SHAWN M COLIN3 | 2005 FLORA DRIVE FLOYDS KNOBS, IN 47119 | CONTINENTAL AMERICAN INSURANCE COMPANY | $35 | — | $35 | 0.03% |
| TARA SCHNAUS3 | 3060 N WALNUT RIDGE CRT JASPER, IN 47546 | CONTINENTAL AMERICAN INSURANCE COMPANY | $35 | — | $35 | 0.03% |
| MATTHEW D SMITH3 | 7905 TANCES DR CINCINNATI, OH 45243 | CONTINENTAL AMERICAN INSURANCE COMPANY | $29 | — | $29 | 0.03% |
| TRACY ANDERSEN INSURANCE LLC3 | 12592 MOJAVE DRIVE FISHERS, IN 46037 | CONTINENTAL AMERICAN INSURANCE COMPANY | $22 | — | $22 | 0.02% |
| ROBERT W BURGETT3 | 2601 FORTUNE CIRCLE EAST SUITE 103A INDIANAPOLIS, IN 46241 | CONTINENTAL AMERICAN INSURANCE COMPANY | $22 | — | $22 | 0.02% |
| MARK E MYERS3 | 4501 VOGEL ROAD SUITE 410 EVANSVILLE, IN 47715 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.01% |
| ANDREA L WECKBAUGH3 | 12051 SELLERTO N DRIVE FISHERS, IN 46037 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.01% |
| MICHAEL DUANE ARNOLD3 Filed as: MICHAEL D ARNOLD | 2147 BUTTON BUSH DRIVE PLAINFIELD, IN 46168 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.01% |
| CHRIS A GEHLHAUSEN3 Filed as: CHRIS GEHLHAUSEN | 2602 NEWTON ST JASPER, IN 47546 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.01% |
| PETER J EMMERT3 Filed as: PETER EMMERT | 5904 OAKFORG E LN INDIANAPOLIS, IN 46254 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.01% |
| ROBERT FELIX3 Filed as: ROBERT S FELIX | 6650 WILMOT LN AVON, IN 46123 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.00% |
| MEGAN M SUTTON3 | 3290 W SOUTH DR SHERIDAN, IN 46069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.00% |
| SHELLY M BAYS3 | 4435 ENGLISH LANE LAFAYETTE, IN 47909 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM INSURANCE COMPANIES, INC. EIN 35-0781558 MEDICAL ADMIN. | Float revenue; Claims processing; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services Service code 12 | — | $2.3M |
| BROWN & BROWN OF INDIANA LLC EIN 35-1785187 INSURANCE AGENT/BROKER | Other commissions; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $305K |
| ASSURED PARTNERS OF INDIANA LLC EIN 90-0927571 INSURANCE AGENT/BROKER | Insurance agents and brokers; Insurance brokerage commissions and fees; Other commissions Service code 22 | — | -$8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,869 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 89 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,958 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF INDIANA | 4,731 | $1.3M |
| Life insurance(2 contracts, 2 carriers) | GUARDIAN | 1,965 | $1.4M |
| Short-term disability(2 contracts, 2 carriers) | GUARDIAN | 1,965 | $1.4M |
| Long-term disability(2 contracts, 2 carriers) | GUARDIAN | 1,965 | $1.4M |
| Other(3 contracts, 3 carriers) | GUARDIAN | 1,965 | $1.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,731 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.