| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENECO3 Filed as: BENECO OF WI INC | 250 NORTH PATRICK BOULEVARD SUITE 100 BROOKFIELD, WI 53045 | HUMANA WISCONSIN HEALTH ORG INS CORP | $17K | $605 | $18K | 1.79% |
| BENECO3 Filed as: BENECO OF WI INC | 250 NORTH PATRICK BOULEVARD SUITE 100 BROOKFIELD, WI 53045 | HUMANA INSURANCE COMPANY | $4K | $2K | $5K | 7.79% |
| BENECO3 Filed as: BENECO OF WISCONSIN INC | 250 NORTH PATRICK BOULEVARD SUITE 100 BROOKFIELD, WI 53045 | BLUE CROSS & BLUE SHIELD OF WISCONSIN | $2K | — | $2K | 6.38% |
| DISABILITY RMS3 | PO BOX 9757 PORTLAND, ME 04104 | TRANSAMERICA LIFE INSURANCE COMPANY | — | $3K | $3K | 13.50% |
| BENECO3 Filed as: BENECO OF WISCONSIN INC. | 250 NORTH PATRICK BOULEVARD SUITE 100 BROOKFIELD, WI 53045 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| BENECO3 Filed as: BENECO OF WISCONSININC | 250 NORTH PATRICK BOULEVARD SUITE 100 BROOKFIELD, WI 53045 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| STERLING WEALTH MANAGEMENT LLC3 | W175N11163 STONEWOOD DRIVE SUITE 10 GERMANTOWN, WI 53022 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 6.96% |
| BENECO3 Filed as: BENECO OF WISC INC | 250 NORTH PATRICK BOULEVARD BROOKFIELD, WI 53045 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 6.89% |
| GARSON FINANCIAL SERVICES S C3 | 929 NORTH ASTOR STREET UNIT 1406 MILWAUKEE, WI 53202 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $419 | $27 | $446 | 2.82% |
| DELORES A MENDELS3 | W6325 GOOSE CREEK CIRCLE GREENVILLE, WI 54942 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $255 | — | $255 | 1.61% |
| HOWARD HOROWITZ3 Filed as: HOWARD J HOROWITZ | 2610 ALCOTT STREET CARMEL, IN 46032 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $94 | $35 | $129 | 0.82% |
| BRYAN BRUCE BEAUCHAMP3 | 731 NORTH JACKSON STREET SUITE 200 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $726 | $183 | $909 | 9.39% |
| SAEDE MALEKI3 | 731 NORTH JACKSON STREET SUITE 200 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $726 | $183 | $909 | 9.39% |
| DI MEGLIO FNCL GRP LLC3 | 330 EAST KILBOURN AVENUE SUITE 950 MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $230 | $28 | $258 | 2.67% |
| DI MEGLIO FNCL GRP LLC3 | 330 EAST KILBOURN AVENUE MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $61 | $7 | $68 | 0.70% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 88 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 88 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 176 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | HUMANA WISCONSIN HEALTH ORG INS CORP | 150 | $1.2M |
| Dental(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 150 | $102K |
| Vision(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 150 | $102K |
| Life insurance | TRANSAMERICA LIFE INSURANCE COMPANY | 2 | $18K |
| Short-term disability | TRANSAMERICA LIFE INSURANCE COMPANY | 130 | $21K |
| Long-term disability | NORTHWESTERN MUTUAL | 0 | $10K |
| Other(2 contracts, 2 carriers) | TRANSAMERICA LIFE INSURANCE COMPANY | 21 | $34K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 150 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.