| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CHARLES DON SCHAEF3 | 17106 WATERVIEW MEADOW BOULEVARD ROLAND, AR 72135 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $53K | $72K | $125K | 12.87% |
| CAREMAX SERVICES AGENCY3 Filed as: CAREMAX SERVICES AGENCY LLC | 1 RIVERFRONT PLACE NORTH LITTLE ROCK, AR 72114 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $70K | — | $70K | 7.21% |
| THE FRANCIS GROUP LLC3 | 403 NORTH STREET BENTON, AR 72015 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13K | $32K | $45K | 4.60% |
| TIFFANY RAEANN HAMMOND3 | 11216 JOHNNA LANE LOT C JACKSONVILLE, AR 72076 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10K | $2K | $11K | 1.15% |
| LISA MARIE HALL3 | 113 WOODBERRY CROSSETT, AR 71635 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8K | $1K | $9K | 0.93% |
| JENNIFER GRIGGS3 | 101 JULIE LANE BRINKLEY, AR 72021 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7K | $1K | $9K | 0.89% |
| GINA LEIGH SCHAEF3 | 17106 WATERVIEW MEADOW BOULEVARD ROLAND, AR 72135 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9K | — | $9K | 0.89% |
| JOHN D WALTERS3 | 211 GLEN OAKS DRIVE BENTON, AR 72015 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7K | $341 | $7K | 0.73% |
| JOHN WILSON ALLISON3 | 1690 NORTH STARDUST LANE FAYETTEVILLE, AR 72701 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | — | $5K | 0.56% |
| TFG FINANCIAL GROUP BENEFITS LLC3 | 806 BROOK HOLLOW DRIVE SHREVEPORT, LA 71105 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | — | $5K | 0.55% |
| ASHLEY NICOLE BOLHOFNER3 | 164 THORNTON FERRY ROAD APARTMENT A3 HOT SPRINGS, AR 71913 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $429 | $4K | 0.41% |
| MARK ADERHOLT3 | 4300 STONEVIEW COURT LITTLE ROCK, AR 72212 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $1K | $4K | 0.39% |
| MARTHA ELIZABETH WALTERS3 | 211 GLEN OAKS DRIVE BENTON, AR 72015 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $78 | $3K | 0.32% |
| SHANNON MARIE BALDWIN3 | 14620 SOUTH 52ND EAST AVENUE BIXBY, OK 74008 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $645 | $3K | 0.30% |
| RONALD NEIL FISCHER3 | 4095 SUMMERHILL SQUARE TEXARKANA, TX 75503 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $163 | $2K | 0.25% |
| KAYLA WALL3 | 609 NORTH CHISHOLM TRAIL WAY MUSTANG, OK 73064 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $363 | $2K | 0.22% |
| KRISTIE ADERHOLT3 | 4300 STONEVIEW COURT LITTLE ROCK, AR 72212 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $507 | $2K | 0.19% |
| JILLIAN C BEDNARA3 | 26 MATERS PLACE COVE MAUMELLE, AR 72113 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $1 | $1K | 0.13% |
| AARON SCOTT CIRCLE3 | 6971 SOMERSET PLACE SPRINGDALE, AR 72762 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 0.12% |
| ASHLEY RENEE CUNNINGHAM3 | 6400 NORTHWEST 163RD PLACE EDMOND, OK 73013 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $810 | $209 | $1K | 0.10% |
| WILLIAM BUCKNER3 Filed as: WILLIAM SCOTT BOBO | 4102 FOREST DALE DRIVE LITTLE ROCK, AR 72223 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $973 | — | $973 | 0.10% |
| HARBISON BENEFIT CONSULTANTS LLC3 | PO BOX 386 PILOT KNOB, MO 63663 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $968 | $3 | $971 | 0.10% |
| JANET P WHITE3 | 10800 FIN CENTER PARKWAY SUITE 530 LITTLE ROCK, AR 72211 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $848 | — | $848 | 0.09% |
| THE HORTON GROUP3 Filed as: STEPHANIE CAROL HORTON | 3011 CONGO ROAD APARTMENT 1112 BENTON, AR 72019 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $794 | — | $794 | 0.08% |
| KYLE HARDING3 | 314 HARDING ROAD NASHVILLE, AR 71852 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $345 | $76 | $421 | 0.04% |
| WHITNEY FRANCIS3 | 2241 IRONDALE DRIVE BENTON, AR 72019 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $353 | $30 | $383 | 0.04% |
| KELLY W PUGH3 | 7367 SOUTH 286TH EAST AVENUE BROKEN ARROW, OK 74014 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $314 | $30 | $344 | 0.04% |
| CAROLE H WARREN3 | 2716 HANOVER CIRCLE SOUTH APARTMENT 801 BIRMINGHAM, AL 35205 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $256 | — | $256 | 0.03% |
| BURTON M HERRING JR3 | 922 OLD FEDERAL ROAD SHORTER, AL 36075 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $237 | — | $237 | 0.02% |
| JACOB CAMERON WINSTON3 | 120 LURA PLACE HOT SPRINGS, AR 71913 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $235 | — | $235 | 0.02% |
| KAMRYN LAYNE COOK3 | 1901 SUNNY DRIVE BRINKLEY, AR 72021 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $125 | $46 | $171 | 0.02% |
| SHANNON PIERCE3 | 1051 TRAPPERS CV CORDOVA, TN 38018 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $164 | — | $164 | 0.02% |
| LISA JENNETTE UNDERHILL3 | 1296 RED OAK DRIVE BRENTWOOD, TN 37027 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $139 | — | $139 | 0.01% |
| DENISE J LEWIS-YOUNG3 | 13336 MARRYWOOD COURT ALPHARETTA, GA 30004 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $115 | — | $115 | 0.01% |
| KATHERINE NOLA3 Filed as: KATHERINE ROBERS NOLA | 2102 POPE STREET MONROE, LA 71201 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $107 | — | $107 | 0.01% |
| SHAWN DELLINGER3 | 3914 IVY LANE TEXARKANA, TX 75503 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $90 | — | $90 | 0.01% |
| VERA ANN PAREDES3 | 1414 RICHEY STREET SUITE 6 PASADENA, TX 77502 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $89 | — | $89 | 0.01% |
| CORCORAN & HOYT LLC3 | 3905 TAMPA ROAD OLDSMAR, FL 34677 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $61 | $22 | $83 | 0.01% |
| NICHOLAS MOOR WEISSFELD3 | 1309 KNIGHTSBRIDGE DRIVE KNOXVILLE, TN 37922 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $74 | — | $74 | 0.01% |
| EDGHILL ENTERPRISES LLC3 | 2701 NORTH 70TH STREET APARTMENT D87 LINCOLN, NE 68507 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $65 | — | $65 | 0.01% |
| DEBORA DAVIS3 | 252 GRANT 561 SHERIDAN, AR 72150 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $55 | — | $55 | 0.01% |
| WILLIAM RICHARD KYZER3 | 8211 GORDON LANE HERMITAGE, TN 37076 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $29 | — | $29 | 0.00% |
| CAROL LEE HOLDEN3 | 5312 RADIANT LANE AMARILLO, TX 79109 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $28 | — | $28 | 0.00% |
| CASSIE HAMILTON3 | 5137 EAST HICKORY MEADOW DRIVE CLAREMORE, OK 74019 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $26 | — | $26 | 0.00% |
| MARILYN K EMBERSON3 | 7220 NORTH HAMMOND AVENUE WARR ACRES, OK 73132 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | — | $25 | 0.00% |
| TIMOTHY J REED3 | 21 AZALEA DRIVE LUMBERTON, NJ 08048 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24 | — | $24 | 0.00% |
| AMY SUSANNE STEED3 | 111 MELROSE DRIVE TEXARKANA, TX 75501 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | — | $17 | 0.00% |
| AMY LOUISE GARTH3 | 1104 MAIN STREET DES ARC, AR 72040 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON NORTHEAST INC | PO BOX 4557 NEW YORK, NY 10249 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.00% |
| CARLA STINER REEL3 | 12322 MALLARD BAY DRIVE KNOXVILLE, TN 37922 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.00% |
| MARIA VERONICA JARQUE3 | 4744 NORTH PAULINA STREET APARTMENT 1E CHICAGO, IL 60640 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.00% |
| PAUL STANLEY JR3 | 5264 INTERNATIONAL BOULEVARD NORTH CHARLESTON, SC 29418 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LIMITED | 100 SUNNYSIDE BOULEVARD WOODBURY, NY 11797 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| BARUCH KLAHR3 | 100 DUTCH HILL ROAD SUITE 220 ORANGEBURG, NY 10962 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| LAURA LENEE KELLY3 | 4 THOUSAND OAKS CIRCLE CONWAY, AR 72032 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE UNIT 203 DANIEL ISLAND, SC 29492 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| CHRISTINE L COURTNEY3 | 24392 OAKWOOD PARK ROAD ST MICHAELS, MD 21663 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| SOTERIA PARTNERS LLC3 | 550 WEST 29TH STREET APARTMENT 3A NEW YORK, NY 10001 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,174 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 14 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 5 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,193 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | ARKANSAS BLUE CROSS AND BLUE SHIELD | 1,403 | $240K |
| Life insurance(3 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 2,571 | $1.3M |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 35 | $17K |
| Stop-loss / reinsurancereinsurance | SIRIUSPOINT AMERICA INSURANCE COMPANY | 1,205 | $212K |
| Other(5 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 2,571 | $2.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,571 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.