| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 9200 WARD PARKWAY SUITE 500 KANSAS CITY, MO 64114 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $0 | $474K | $474K | 4.67% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | PO BOX 2158 RIVERSIDE, CA 925162158 | PRINCIPAL LIFE INSURANCE COMPANY | $19K | $0 | $19K | 3.10% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL LIMITED | 150 N. RIVERSIDE PLZ STE 1700 CHICAGO, IL 606061572 | PRINCIPAL LIFE INSURANCE COMPANY | $0 | $10K | $10K | 1.56% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S. YALE AVENUE STE 1900 TULSA, OK 74136 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $50K | $20K | $69K | 13.92% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 E. JACKSON BLVD CHICAGO, IL 606044466 | KAISER FOUNDATION HEALTH PLAN, INC. | $21K | $0 | $21K | 4.61% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S. YALE AVENUE STE 1900 TULSA, OK 74136 | UNITED OF OMAHA LIFE INSURANCE COMP | $34K | $8K | $42K | 18.67% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S. YALE AVENUE STE 1900 TULSA, OK 74136 | UNITED OF OMAHA LIFE INSURANCE COMP | $24K | $8K | $32K | 19.84% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S. YALE AVENUE STE 1900 TULSA, OK 74136 | UNITED OF OMAHA LIFE INSURANCE COMP | $13K | $4K | $17K | 19.60% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S. YALE AVENUE STE 1900 TULSA, OK 74136 | UNITED OF OMAHA LIFE INSURANCE COMP | $10K | $2K | $12K | 24.10% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S. YALE AVENUE STE 1900 TULSA, OK 74136 | UNITED OF OMAHA LIFE INSURANCE COMP | $6K | $2K | $7K | 18.96% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S. YALE AVENUE STE 1900 TULSA, OK 74136 | UNITED OF OMAHA LIFE INSURANCE COMP | $2K | $675 | $2K | 14.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,836 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,836 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 1,127 | $10.6M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 1,422 | $614K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 1,422 | $614K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMP | 1,836 | $177K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMP | 306 | $226K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 1,834 | $498K |
| Other(5 contracts) | UNITED OF OMAHA LIFE INSURANCE COMP | 1,836 | $352K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,836 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.