| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NEBRASKA BANKERS INS & SRVCS0 Filed as: NEBRASKA TRUCKING ASSOCIATION | 1701 K STREET LINCOLN, NE 68508 | BLUE CROSS BLUE SHIELD OF NEBRASKA | — | $122K | $122K | 4.29% |
| OCI INSURANCE & FINANCIAL SERVICES3 | 47221 N 203RD ST SUITE 200 ELKHORN, NE 68022 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $95K | $19K | $114K | 4.02% |
| PREFERRED MARKETING ASSOCIATES3 | 3530 N 163RD PLAZA OMAHA, NE 68116 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $33K | $9K | $42K | 1.47% |
| UNICO GROUP INC3 | 1128 LINCOLN MALL SUITE 200 LINCOLN, NE 68508 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $7K | $935 | $8K | 0.29% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GREAT PLAINS, LLC | 11516 MIRACLE HILLS DR #100 OMAHA, NE 68154 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $4K | $475 | $5K | 0.17% |
| FARM BUREAU PROPERTY AND CASUALTY3 Filed as: FARM BUREAU PROPERTY & CASUALTY INS | 5400 UNIVERSITY AVE WEST DES MOINES, IA 50266 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $4K | — | $4K | 0.13% |
| ROGERS BENEFIT GROUP INC3 | 14216 DAYTON CIR #8 OMAHA, NE 68137 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $2K | — | $2K | 0.06% |
| NGS INC3 Filed as: NGS, INC | 7602 PACIFIC ST STE. LL 100 OMAHA, NE 68114 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $975 | $100 | $1K | 0.04% |
| DODGE PARTNERS INSURANCE3 Filed as: DODGE PARTNERS INSURANCE, LLC | 13321 CALIFORNIA ST SUITE 305 OMAHA, NE 68154 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $780 | — | $780 | 0.03% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS, LLC | 350 5TH AVE STE 3700 NEW YORK, NY 10118 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $690 | — | $690 | 0.02% |
| INSGROUP INC3 Filed as: FIRST INSURANCE GROUP LLC DBA FNIC | 14010 FNB PARKWAY SUITE 300 OMAHA, NE 68154 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $690 | — | $690 | 0.02% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROUP DBA THE OLSON GROUP | 16820 FRANCES ST #202 OMAHA, NE 68130 | BLUE CROSS BLUE SHIELD OF NEBRASKA | $360 | — | $360 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 236 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 236 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF NEBRASKA | 236 | $2.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 236 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.