| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| OCI INSURANCE & FINANCIAL SERVICES3 Filed as: OCI INS & FINANCIAL SERVICES, INC. | 4221 N 203RD ST, SUITE 200 ELKHORN, NE 68022 | MEDICA INSURANCE COMPANY | $42K | $29K | $70K | 3.44% |
| NEBRASKA BANKERS INS & SRVCS0 Filed as: NEBRASKA TRUCKING ASSOCIATION | 2601 WHITEHEAD DR LINCOLN, NE 68521 | MEDICA INSURANCE COMPANY | — | $26K | $26K | 1.26% |
| PREFERRED MARKETING ASSOCIATES3 | 3530 N 163RD PLAZA OMAHA, NE 68116 | MEDICA INSURANCE COMPANY | $10K | $4K | $14K | 0.70% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GREAT PLAINS, LLC | 11516 MIRACLE DRIVE, SUITE 100 OMAHA, NE 68154 | MEDICA INSURANCE COMPANY | $3K | — | $3K | 0.15% |
| FARM BUREAU PROPERTY & CASAULTY INS3 | 5400 UNIVERSITY AVE WEST DES MOINES, IA 50266 | MEDICA INSURANCE COMPANY | $3K | — | $3K | 0.15% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: INSPRO INSURANCE & MCLENNAN AGENCY | 1005 E 23RD ST #200 FREMONT, NE 68025 | MEDICA INSURANCE COMPANY | $2K | $420 | $3K | 0.14% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 206 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 206 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MEDICA INSURANCE COMPANY | 333 | $2.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 333 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.