No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| DICKINSON GROUP LLC EIN 20-1241472 NONE | Direct payment from the plan; Contract Administrator; Actuarial Service code 11 | — | $266K |
| EMPIRE HEALTHCHOICE ASSURANCE IN EIN 23-7391136 NONE | Claims processing; Direct payment from the plan; Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services Service code 12 | — | $201K |
| MCCARTHY & PREECE LLP EIN 84-3667887 NONE | Legal; Direct payment from the plan Service code 29 | — | $36K |
| NOVAK FRANCELLA, LLC EIN 61-1436956 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $26K |
| WEVER & TIDWELL, LLP EIN 75-0786136 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $24K |
| ANDREW FAIR ESQ EIN 20-3322400 NONE | Trustee (individual); Direct payment from the plan Service code 20 | — | $22K |
| QUAN-VEST CONSULTANTS INC. EIN 11-2559669 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $17K |
| LAWRENCE S. FISCHER, CPA NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | 92 DOSORIS LANE GLEN COVE, NY 11542 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 556 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 556 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 556 | $497K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 556 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.