| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FLOOD & PETERSON BENEFITS LLC3 Filed as: FLOOD & PETERSON INS INC | 4687 W 18TH STREET GREELEY, CO 80634 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $39K | $0 | $39K | 15.59% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 Filed as: ACCRETIVE ENROLLMENT SERVICES DBA P | 13750 SAN PEDRO AVE SUITE 550 SAN ANTONIO, TX 78232 | TRUSTMARK INSURANCE COMPANY | $8K | $0 | $8K | 19.58% |
| FLOOD & PETERSON BENEFITS LLC3 Filed as: FLOOD AND PETERSON INSURANCE, INC. | 4687 W 18TH STREET GREELEY, CO 80634 | TRUSTMARK INSURANCE COMPANY | $6K | $0 | $6K | 14.24% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON DBA PEC | 6200 SAVOY DRIVE SUITE 345 HOUSTON, TX 77036 | TRUSTMARK INSURANCE COMPANY | $6K | $0 | $6K | 13.64% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 Filed as: ACCRETIVE ENROLLMENT SERVICES DBA P | 13750 SAN PEDRO AVE SUITE 550 SAN ANTONIO, TX 78232 | TRUSTMARK INSURANCE COMPANY | $2K | $0 | $2K | 5.76% |
| FLOOD & PETERSON BENEFITS LLC3 Filed as: FLOOD AND PETERSON INSURANCE, INC. | 4687 W 18TH STREET GREELEY, CA 80634 | TRUSTMARK INSURANCE COMPANY | $1K | $0 | $1K | 3.63% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON DBA PEC | 6200 SAVOY DRIVE SUITE 345 HOUSTON, TX 77036 | TRUSTMARK INSURANCE COMPANY | $779 | $0 | $779 | 2.71% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 Filed as: ACCRETIVE ENROLLMENT SERVICES DBA P | 13750 SAN PEDRO AVE SUITE 550 SAN ANTONIO, TX 78232 | TRUSTMARK INSURANCE COMPANY | $1K | $0 | $1K | 5.43% |
| FLOOD & PETERSON BENEFITS LLC3 Filed as: FLOOD AND PETERSON INSURANCE, INC. | 4687 W 18TH STREET GREELEY, CO 80634 | TRUSTMARK INSURANCE COMPANY | $910 | $0 | $910 | 3.62% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON DBA PEC | 6200 SAVOY DRIVE SUITE 345 HOUSTON, TX 77036 | TRUSTMARK INSURANCE COMPANY | $761 | $0 | $761 | 3.03% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 Filed as: ACCRETIVE ENROLLMENT SERVICES DBA P | 13750 SAN PEDRO AVE SUITE 550 SAN ANTONIO, TX 78232 | TRUSTMARK INSURANCE COMPANY | $2K | $0 | $2K | 12.49% |
| FLOOD & PETERSON BENEFITS LLC3 Filed as: FLOOD AND PETERSON INSURANCE INC. | 4687 W 18TH STREET GREELEY, CO 80634 | TRUSTMARK INSURANCE COMPANY | $2K | $0 | $2K | 8.28% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF HOUSTON DBA PEC | 6200 SAVOY DRIVE SUITE 345 HOUSTON, TX 77036 | TRUSTMARK INSURANCE COMPANY | $1K | $0 | $1K | 6.83% |
| FLOOD & PETERSON BENEFITS LLC3 Filed as: FLOOD & PETERSON INS INC | PO BOX 578 GREELEY, CO 80632 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $746 | $0 | $746 | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 134 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 134 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 128 | $249K |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 128 | $249K |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 128 | $249K |
| Life insurance(2 contracts, 2 carriers) | TRUSTMARK INSURANCE COMPANY | 106 | $48K |
| Short-term disability | TRUSTMARK INSURANCE COMPANY | 55 | $29K |
| Other(3 contracts, 2 carriers) | TRUSTMARK INSURANCE COMPANY | 106 | $51K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 128 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.