| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION CO | STE 500 11175 CICERO DR ALPHARETTA, GA 30022 | STARMOUNT LIFE INSURANCE COMPANY | $23K | — | $23K | 10.00% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION IN | STE 500 11175 CICERO DR ALPHARETTA, GA 30022 | STARMOUNT LIFE INSURANCE COMPANY | — | $8K | $8K | 3.36% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION CO | 11175 CICERO DRIVE SUITE 500 ALPHARETTA, GA 30022 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $29K | — | $29K | 14.96% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION IN | 11175 CICERO DR STE 500 ALPHARETTA, GA 30022 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $4K | $4K | 1.99% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION CO | STE 500 11175 CICERO DR ALPHARETTA, GA 30022 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $25K | — | $25K | 14.74% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION IN | 11175 CICERO DRIVE SUITE 500 ALPHARETTA, GA 30022 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $3K | $3K | 1.97% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION CO | 11175 CICERO DR STE 500 ALPHARETTA, GA 30022 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $11K | — | $11K | 15.27% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION IN | 11175 CICERO DR STE 500 ALPHARETTA, GA 30022 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $1K | $1K | 2.04% |
| WAYNE MONROE DRYE3 Filed as: WAYNE M DRYE | 2 RAVINIA DR SUITE 1500 ATLANTA, GA 30346 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | — | $8K | 13.83% |
| MT. CARMEL INSURANCE AGENCY3 | 1212 MOTOR CITY DRIVE COLORADO SPRINGS, CO 80905 | EYEMED VISION CARE | $6K | — | $6K | 10.72% |
| MT. CARMEL INSURANCE AGENCY3 | 1212 MOTOR CITY DR. COLORADO SPRINGS, CO 80905 | BETA HEALTH ASSOCIATION, INC. | $3K | — | $3K | 7.67% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION CO | STE 500 11175 CICERO DR ALPHARETTA, GA 30022 | UNUM INSURANCE COMPANY | $974 | — | $974 | 5.03% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION IN | 11175 CICERO DR STE 500 ALPHARETTA, GA 30022 | UNUM INSURANCE COMPANY | — | $242 | $242 | 1.25% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION CO | 11175 CICERO DR STE 500 ALPHARETTA, GA 30022 | UNUM INSURANCE COMPANY | $3K | — | $3K | 17.00% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION IN | 11175 CICERO DR STE 500 ALPHARETTA, GA 30022 | UNUM INSURANCE COMPANY | — | $833 | $833 | 5.00% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION CO | 11175 CICERO DR STE 500 ALPHARETTA, GA 30022 | UNUM INSURANCE COMPANY | $809 | — | $809 | 8.49% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATION IN | 11175 CICERO DR STE 500 ALPHARETTA, GA 30022 | UNUM INSURANCE COMPANY | — | $322 | $322 | 3.38% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,034 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,034 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | STARMOUNT LIFE INSURANCE COMPANY | 355 | $279K |
| Vision | EYEMED VISION CARE | 898 | $54K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,034 | $365K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 211 | $73K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,034 | $170K |
| Stop-loss / reinsurancereinsurance | SWISS RE CORPORATE SOLUTIONS AMERICA INS. CORP. | 653 | $433K |
| Other(6 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,034 | $319K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,034 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.