| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 | PO BOX 28852 NEW YORK, NY 10087 | METROPOLITAN LIFE INSURANCE COMPANY | $82K | $3K | $85K | 2.91% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC. | PO BOX 28852 NEW YORK, NY 10087 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $58K | $64K | 2.18% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS WATSON DELAWARE INC. | PO BOX 28852 NEW YORK, NY 10087 | HYATT LEGAL PLANS | $18K | $2K | $21K | 18.05% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WATSON WYATT AND COMPANY | 901 NORTH GLEBE ROAD ARLINGTON, VA 22203 | HYATT LEGAL PLANS | $0 | $471 | $471 | 0.41% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 13,523 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 58 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 13,581 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN OF COLORADO | 302 | $634K |
| Dental | DELTA DENTAL OF COLORADO | 726 | $89K |
| Vision | VISION SERVICE PLAN | 6,926 | $768K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 14,424 | $2.9M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 14,424 | $2.9M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 14,424 | $2.9M |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN OF COLORADO | 302 | $634K |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 17,658 | $3.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 17,658 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.