| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| VARIOUS3 | 1932 WYNNTON ROAD COLUMBUS, GA 31999 | AFLAC | $7K | $0 | $7K | 4.21% |
| STACEY THOMAS CAMPBELL3 | 1617 14TH AVE GREELEY, CO 80631 | AFLAC | $2K | $99 | $2K | 1.43% |
| MAX GABRIEL PARRA3 | 1518 OPOSSUM CIR HORIZON CITY, TX 79928 | AFLAC | $1K | $0 | $1K | 0.59% |
| MARY JO ARNOLD3 | 8569 VALLEY RANCH PT FOUNTAIN, CO 80817 | AFLAC | $973 | $0 | $973 | 0.57% |
| JUDE M MONTOYA3 | 6565 AMERICAS PKWY NE, STE 115 ALBUQUERQUE, NM 87110 | AFLAC | $830 | $0 | $830 | 0.48% |
| TANYA ROBINSON3 | 2920 PENNSYLVANIA ST NE ALBUQUERQUE, NM 87110 | AFLAC | $769 | $0 | $769 | 0.45% |
| ACRISURE LLC3 Filed as: ACRISURE DBA BENEFIT HEALTH ADVISOR | 9605 S KINGSTON CT, STE. 150 ENGLEWOOD, CO 80112 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | $0 | $5K | 10.00% |
| ACRISURE LLC3 Filed as: ACRISURE DBA BENEFIT HEALTH ADVISOR | 9605 S KINGSTON CT, STE. 150 ENGLEWOOD, CO 80112 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $404 | $0 | $404 | 9.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 287 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 287 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MERITAIN HEALTH | 247 | $242K |
| Dental | MERITAIN HEALTH | 247 | $242K |
| Vision | MERITAIN HEALTH | 247 | $242K |
| Life insurance(2 contracts, 2 carriers) | AFLAC | 287 | $217K |
| Short-term disability | AFLAC | 97 | $171K |
| Long-term disability | AFLAC | 97 | $171K |
| Stop-loss / reinsurancereinsurance | GERBER LIFE | 287 | $741K |
| Other(3 contracts, 2 carriers) | MERITAIN HEALTH | 287 | $291K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 287 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.