| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| VOLK & BELL BENEFITS LLC3 Filed as: VOLK & BELL BENEFITS, LLC | 2040 TERRY STREET SUITE 101 LONGMONT, CO 80501 | HARTFORD LIFE AND ACCIDENT | $14K | — | $14K | 4.84% |
| VOLK & BELL BENEFITS LLC3 Filed as: VOLK & BELL BENEFITS, LLC | 2040 TERRY STREET SUITE 101 LONGMONT, CO 805011890 | VISION SERVICE PLAN | $3K | — | $3K | 2.63% |
| AMY E GRIFFIN3 Filed as: AMY E. GRIFFIN | P.O. BOX 270550 FORT COLLINS, CO 80527 | AFLAC | $648 | — | $648 | 3.51% |
| JOHN W BELL3 Filed as: JOHN W. BELL | P.O. BOX 270550 FORT COLLINS, CO 80527 | AFLAC | $354 | — | $354 | 1.92% |
| LAURA M MARCOTTE3 Filed as: LAURA M. MARCOTTE | 2368 BUCKINGHAM CIRCLE LOVELAND, CO 80538 | AFLAC | $288 | — | $288 | 1.56% |
| DANIEL L FRENCH3 Filed as: DANIEL L. FRENCH | 240 43RD AVENUE GREELEY, CO 80634 | AFLAC | $186 | — | $186 | 1.01% |
| KATRINA DOCKTER3 Filed as: KATRINA E. DOCKTER | 1555 RIVER PARK DRIVE SUITE 206Q SACRAMENTO, CA 95815 | AFLAC | $175 | — | $175 | 0.95% |
| CHRISTINE A EDGERTON3 | 8830 SOUTHEAST FLAVEL STREET APARTMENT 34 PORTLAND, OR 97266 | AFLAC | $87 | — | $87 | 0.47% |
| WENDY M SHELLY3 Filed as: WENDY M. SHELLY | 3355 SOUTH TOWN CENTER DRIVE APARTMENT 2001 LAS VEGAS, NV 89135 | AFLAC | $71 | — | $71 | 0.38% |
| JOHNATHON (JOSH) S. KIRKLAND3 Filed as: JOHNATHON SAMUEL KIRKLAND | 4245 MILGEN ROAD COLUMBUS, GA 31907 | AFLAC | $53 | — | $53 | 0.29% |
| JOHN P THOMPSON3 Filed as: JOHN P. THOMPSON | 6395 SOUTH KEWAUNEE WAY SUITE 425 AURORA, CO 80016 | AFLAC | $50 | — | $50 | 0.27% |
| SERAPIO M. NAMBO3 | 2175 57TH AVENUE SACRAMENTO, CA 95822 | AFLAC | $37 | — | $37 | 0.20% |
| COLISTA R SHETLER3 Filed as: COLISTA R. SHETLER | 9003 BELCONTE LANE HENDERSON, NV 89074 | AFLAC | $34 | — | $34 | 0.18% |
| ROBERT C BERTRAM3 Filed as: ROBERT C. BERTRAM | 9630 REMINGTON AVENUE FIRESTONE, CO 80504 | AFLAC | $29 | — | $29 | 0.16% |
| MARY R HAUGHT3 Filed as: MARY KIMBERLY KUXHAUSEN | 2016 VAN BUREN AVENUE LOVELAND, CO 80538 | AFLAC | $27 | — | $27 | 0.15% |
| JAMES S SARANTIS3 Filed as: JAMES S. SARANTIS | 2251 DOUGLAS BOULEVARD SUITE 110 ROSEVILLE, CA 95661 | AFLAC | $24 | — | $24 | 0.13% |
| ROBERT L OLMSTEAD3 Filed as: ROBERT L. OLMSTED | 18472 WEST VERDIN ROAD GOODYEAR, AZ 85338 | AFLAC | $23 | — | $23 | 0.12% |
| BONNIE FRENCH3 | 240 43RD AVENUE GREELEY, CO 80634 | AFLAC | $22 | — | $22 | 0.12% |
| SHARMAIN L BOUNDS3 Filed as: SHARMAIN L. BOUNDS | 2202 TEDESCA DRIVE HENDERSON, NV 89052 | AFLAC | $18 | — | $18 | 0.10% |
| LINDA ANN RASKIND3 | 11268 NORTHWEST 1ST PLACE CORAL SPRINGS, FL 33071 | AFLAC | $15 | — | $15 | 0.08% |
| KYLE PROBASCO3 | P.O. BOX 271442 FORT COLLINS, CO 80527 | AFLAC | $15 | — | $15 | 0.08% |
| STEPHEN B THACKSTON3 Filed as: STEPHEN B. THACKSTON | 2851 SOUTH VALLEY VIEW BOULEVARD UNIT 2159 LAS VEGAS, NV 89102 | AFLAC | $15 | — | $15 | 0.08% |
| THERRESA A. CHAMBLISS3 | 2059 PINE RIVER DRIVE KINGWOOD, TX 77339 | AFLAC | $14 | — | $14 | 0.08% |
| ALAN LECLAIRE3 | 9182 ESTERO RIVER CIRCLE ESTERO, FL 33928 | AFLAC | $13 | — | $13 | 0.07% |
| ALAN LECLAIRE3 | 10600 CHEVROLET WAY SUITE 202 ESTERO, FL 33928 | AFLAC | $13 | — | $13 | 0.07% |
| MARSHALL R BERKLEY3 Filed as: MARSHALL R. BERKLEY | 12317 HUNTERS CROSSING LANE BURLESON, TX 76028 | AFLAC | $11 | — | $11 | 0.06% |
| DAVID E SCHMIDT3 Filed as: DAVID E. SCHMIDT | 331 SAN MARCO WAY SAINT PETERS, MO 63304 | AFLAC | $8 | — | $8 | 0.04% |
| RYAN L STOOKEY3 Filed as: RYAN L. STOOKEY | 908 SOUTHGATE DRIVE BELLEVILLE, IL 62223 | AFLAC | $7 | — | $7 | 0.04% |
| DIANA CABRAL RENTCHLER3 Filed as: DIANA CARBRAL RENTCHLER | P.O. BOX 54 WEST SACRAMENTO, CA 95691 | AFLAC | $6 | — | $6 | 0.03% |
| MARSHALL R BERKLEY3 Filed as: MARSHALL R. BERKLEY | 12317 HUNTERS CROSSING LANE BURLESON, TX 76028 | AFLAC | $5 | — | $5 | 0.03% |
| COLISTA R SHETLER3 Filed as: COLISTA R. SHETLER | 9003 BELCONTE LANE HENDERSON, NV 89074 | AFLAC | $4 | — | $4 | 0.02% |
| KENT HORSMAN3 | 14162 LADUE ROAD CHESTERFIELD, MO 63017 | AFLAC | $4 | — | $4 | 0.02% |
| MARSH & MCLENNAN AGENCY LLC1 Filed as: DANIEL A. JAIME | 5603 FAIRMEADE WAY LAS VEGAS, NV 89135 | AFLAC | $3 | — | $3 | 0.02% |
| G SCOTT COOKE3 Filed as: SCOTT E. NIELSEN | 1089 LAKE WASHINGTON BOULEVARD N. APARTMENT 306 RENTON, WA 98056 | AFLAC | $2 | — | $2 | 0.01% |
| JOSE DE LOS SANTOS III3 | 155 INVERNESS DRIVE WEST SUITE 300 ENGLEWOOD, CO 80112 | AFLAC | $2 | — | $2 | 0.01% |
| BARRY A WHITE3 Filed as: BARRY A. WHITE | 4506 BANTAM WAY ELK GROVE, CA 95758 | AFLAC | $2 | — | $2 | 0.01% |
| ALLISON FARRIS WENDELBERGER3 | 1839 YGNACIO VALLEY ROAD SUITE 393 WALNUT CREEK, CA 94598 | AFLAC | $1 | — | $1 | 0.01% |
| TINA WAY3 | 15550 EAST COPPER CREEK LANE PARKER, CO 80134 | AFLAC | $1 | — | $1 | 0.01% |
| KIEFER GROUP INSURANCE AGENCY LLC3 | 155 INVERNESS DRIVE WEST SUITE 300 ENGLEWOOD, CO 80112 | AFLAC | $1 | — | $1 | 0.01% |
| BRADLEY K HARRISON3 Filed as: BRADLEY K. HARRISON | 3432 W. TRUMAN BOULEVARD JEFFERSON CITY, MO 65109 | AFLAC | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 790 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 795 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 488 | $105K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 754 | $294K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 754 | $294K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 754 | $294K |
| Other(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 780 | $330K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 780 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.