| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 Filed as: IMA OF CO | 1550 17TH ST SUITE 600 DENVER, CO 80202 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $38K | $2K | $40K | 6.31% |
| IMA, INC.3 Filed as: IMA INC | 1705 17TH ST SUITE 100 DENVER, CO 80202 | DELTA DENTAL OF COLORADO | $2K | — | $2K | 2.96% |
| DON C SUNDAY3 | 2037 S GRAY DR LAKEWOOD, CO 80227 | AFLAC | $2K | $21 | $2K | 5.45% |
| IMA, INC.3 Filed as: IMA INC | PO BOX 2992 WICHITA, CO 67201 | AFLAC | $561 | $0 | $561 | 1.59% |
| REGINA K SANTANGELO3 | 6892 S. WEBSTER WAY LITTLETON, CO 80128 | AFLAC | $322 | $4 | $326 | 0.92% |
| ZENAT SHARIFF BELKIN3 | 14204 W. EVANS CIR. LAKEWOOD, CO 80228 | AFLAC | $164 | $0 | $164 | 0.46% |
| CHRISTINE R FINN3 | 17581 PINE LANE APT. # 4302 PARKER, CO 80134 | AFLAC | $108 | $0 | $108 | 0.31% |
| JOHNATHAN SAMUEL KIRKLAND3 | 1270 HOPEWELL CRST ALPHARETTA, GA 30004 | AFLAC | $106 | $0 | $106 | 0.30% |
| JENNIFER L FOSS3 Filed as: JENNIFER FOSS | 3177 W. INDIAN SUMMER LANE CASTLE ROCK, CO 80109 | AFLAC | $93 | $4 | $97 | 0.27% |
| CLINTON LEWIS ANDERSON3 | 5641 GREENWICH PARK DR. MASON, OH 45040 | AFLAC | $81 | $0 | $81 | 0.23% |
| JOHN MORGAN WEEKS3 | 1900 BARTON SPRINGS RD. AUSTIN, TX 78704 | AFLAC | $47 | $0 | $47 | 0.13% |
| JOSE DE LOS SANTOS III3 | 15550 E COPPER CREEK LN PARKER, CO 80134 | AFLAC | $30 | $0 | $30 | 0.08% |
| MORGAN WEEKS3 | 4775 KENLEY PLACE COLORADO SPRINGS, CO 80920 | AFLAC | $30 | $0 | $30 | 0.08% |
| KIEFER GROUP INSURANCE AGCY LLC3 Filed as: KIEFER GROUP INSURANCE AGCY, LLC | 155 INVERNESS DR. W STE 300 ENGLEWOOD, CO 80112 | AFLAC | $29 | $0 | $29 | 0.08% |
| TINA WAY3 | 15550 E COPPER CREEK LN PARKER, CO 80134 | AFLAC | $19 | $0 | $19 | 0.05% |
| TIMOTHY B ASBY3 Filed as: TIMOTHY B. ASBY | 151500 GOLDEN WILLOW CT. ZIONSVILLE, IN 46077 | AFLAC | $17 | $0 | $17 | 0.05% |
| ALAN LECLAIRE3 Filed as: ALAN R. LECLAIRE | 28 GEORGETOWN FT. MEYERS, FL 33919 | AFLAC | $17 | $0 | $17 | 0.05% |
| ALAN LECLAIRE3 Filed as: ALAN R. LECLAIRE | 9182 ESTERO RIVER CIR. ESTERO, FL 33928 | AFLAC | $8 | $0 | $8 | 0.02% |
| DAVID J KASKA3 Filed as: DAVID J. KASKA | 1862 DENVER WEST CT. APT #224 LAKEWOOD, CO 80401 | AFLAC | $8 | $0 | $8 | 0.02% |
| IMA, INC.3 Filed as: IMA INC | PO BOX 2992 WICHITA, KS 67201 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | $314 | $3K | 14.87% |
| IMA, INC.3 Filed as: IMA INC | PO BOX 2992 WICHITA, KS 672012992 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | $280 | $3K | 16.52% |
| IMA, INC.3 Filed as: IMA INC | 1705 17TH ST, STE 100 DENVER, CO 80202 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $1K | — | $1K | 10.00% |
| IMA, INC.3 Filed as: IMA INC | PO BOX 2992 WICHITA, KS 67201 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $964 | $113 | $1K | 13.87% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 213 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 213 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 213 | $642K |
| Dental | DELTA DENTAL OF COLORADO | 241 | $71K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 183 | $11K |
| Life insurance(2 contracts) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 185 | $26K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 185 | $8K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 28 | $22K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 241 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.