| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER | 4565 PAYSPHERE CIRCLE CHICAGO, ID 60674 | BLUECROSS BLUESHIELD OF WESTERN NEW YORK | $22K | — | $22K | 1.97% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | BLUE CARE NETWORK OF MICHIGAN | $8K | — | $8K | 3.93% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $11K | $3K | $14K | 10.67% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | UNION SECURITY INSURANCE COMPANY | $3K | — | $3K | 3.04% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $7K | $2K | $9K | 10.70% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER | PO BOX 310502 DES MOINES, ID 50331 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 4.12% |
| KRISTA K PRICE3 | 3864 S QUINCE STREET DENVER, CO 80237 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 2.26% |
| J MERRITT MCDOLE3 | 12120 SW FOOTHILL DRIVE PORTLAND, OR 97225 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 2.24% |
| NANCY LAPHAM3 Filed as: NANCY L HARMON | 3925 S QUATAR STREET AURORA, CO 80018 | CONTINENTAL AMERICAN INSURANCE COMPANY | $882 | — | $882 | 1.32% |
| MOODY INSURANCE AGENCY3 Filed as: MOODY INSURANCE AGENCY, INC | 8055 EAST TUFTS AVENUE SUITE 1000 DENVER, CO 80237 | CONTINENTAL AMERICAN INSURANCE COMPANY | $468 | — | $468 | 0.70% |
| TINA WAY3 Filed as: TINA R WAY | 155 INVERNESS DRIVE WEST SUITE 300 ENGLEWOOD, CO 80122 | CONTINENTAL AMERICAN INSURANCE COMPANY | $468 | — | $468 | 0.70% |
| JEFFREY P PRICE3 | 3864 S QUINCE STREET DENVER, CO 80237 | CONTINENTAL AMERICAN INSURANCE COMPANY | $339 | — | $339 | 0.51% |
| LARRY L JENKINS3 Filed as: LARRY JENKINS | 545 W MAIN STREET SUITE 100 DOTHAN, AL 36301 | CONTINENTAL AMERICAN INSURANCE COMPANY | $182 | — | $182 | 0.27% |
| JOSE DE LOS SANTOS III3 | 155 INVERNESS DRIVE WEST SUITE 300 ENGLEWOOD, CO 80112 | CONTINENTAL AMERICAN INSURANCE COMPANY | $111 | — | $111 | 0.17% |
| STEPHEN C PLATNER3 | 11 CHESHAM WAY FAIRPORT, NY 14450 | CONTINENTAL AMERICAN INSURANCE COMPANY | $98 | — | $98 | 0.15% |
| MICHAEL FOWLER3 Filed as: MICHAEL R FOWLER | 1550 OPELIKA ROAD SUITE 35 AUBURN, AL 36830 | CONTINENTAL AMERICAN INSURANCE COMPANY | $48 | — | $48 | 0.07% |
| BRENDAN MCCARTHY AND CREW INC3 Filed as: BRENDAN MCCARTHY AND CREW, INC | 1411 CHILI AVENUE SUITE 3 ROCHESTER, NY 14624 | CONTINENTAL AMERICAN INSURANCE COMPANY | $32 | — | $32 | 0.05% |
| GINA GEIGER ENTERPRISES LLC3 | 2620 LIBERTY ELLERTON ROAD DAYTON, OH 45417 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.01% |
| KYLE RUSSEY3 Filed as: KYLE D DAFLER | 2431 HAWKINS ROAD RICHMOND, IN 47374 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $3K | $647 | $3K | 10.53% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER | 800 W MAIN STREET BOISE, ID 83702 | DELTA DENTAL OF MICHIGAN | $1K | — | $1K | 6.24% |
| KATIE J FLETCHER3 | 9247 N MERIDIAN INDIANAPOLIS, IN 46260 | CONTINENTAL AMERICAN INSURANCE COMPANY | $260 | — | $260 | 2.41% |
| JEFFREY P PRICE3 | 3864 S QUINCES STREET DENVER, CO 80237 | CONTINENTAL AMERICAN INSURANCE COMPANY | $200 | — | $200 | 1.85% |
| MOODY INSURANCE AGENCY3 Filed as: MOODY INSURANCE AGENCY, INC | 8055 E TUFTS AVENUE SUITE 1000 DENVER, CO 80237 | CONTINENTAL AMERICAN INSURANCE COMPANY | $126 | — | $126 | 1.17% |
| TINA WAY3 Filed as: TINA R WAY | 155 INVERNESS DRIVE WEST SUITE 300 ENGLEWOOD, CO 80122 | CONTINENTAL AMERICAN INSURANCE COMPANY | $120 | — | $120 | 1.11% |
| TIMOTHY B ASBY3 | 9247 N MERIDIAN STREET SUITE 205 INDIANAPOLIS, IN 46260 | CONTINENTAL AMERICAN INSURANCE COMPANY | $105 | — | $105 | 0.97% |
| JONATHAN SAMUEL KIRKLAND3 Filed as: JONATHAN S KIRKLAND | 4245 MILGEN ROAD COLUMBUS, GA 31907 | CONTINENTAL AMERICAN INSURANCE COMPANY | $57 | — | $57 | 0.53% |
| NANCY LAPHAM3 Filed as: NANCY L HARMON | 3925 S QUATAR STREET AURORA, CO 80018 | CONTINENTAL AMERICAN INSURANCE COMPANY | $30 | — | $30 | 0.28% |
| KRISTA K PRICE3 | 3864 S QUINCE STREET DENVER, CO 80237 | CONTINENTAL AMERICAN INSURANCE COMPANY | $22 | — | $22 | 0.20% |
| JOSE DE LOS SANTOS III3 | 155 INVERNESS DRIVE WEST DENVER, CO 80112 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | — | $18 | 0.17% |
| J MERRITT MCDOLE3 | 12120 SW FOOTHILL DRIVE SUITE 300 PORTLAND, OK 97225 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17 | — | $17 | 0.16% |
| KIEFER GROUP INSURANCE AGCY LLC3 Filed as: KIEFER GROUP AGENCY LLC | 12002 SOUTH MILONA DRIVE DRAPER, UT 84020 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.08% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER | PO BOX 310502 DES MOINES, IA 50331 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.05% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | BLUE CARE NETWORK OF MICHIGAN | $160 | — | $160 | 3.86% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF WESTERN NEW YORK | 905 | $1.3M |
| Dental(2 contracts, 2 carriers) | UNION SECURITY INSURANCE COMPANY | 379 | $102K |
| Vision(2 contracts, 2 carriers) | BLUE CARE NETWORK OF MICHIGAN | 379 | $287K |
| Life insurance | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 321 | $127K |
| Short-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 97 | $33K |
| Long-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 284 | $84K |
| Prescription drug(4 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF WESTERN NEW YORK | 905 | $1.3M |
| Other(3 contracts, 2 carriers) | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 321 | $205K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 905 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.