| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 | 1705 17TH STREET, SUITE 100 DENVER, CO 80202 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $57K | — | $57K | 1.50% |
| IMA, INC.3 | 1705 17TH STREET, SUITE 100 DENVER, CO 80202 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $25K | $28K | $54K | 8.89% |
| IMA, INC.3 Filed as: IMA INC. | 1705 17TH STREET SUITE 100 DENVER, CO 80202 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES (CIGNA) | $30K | $3K | $33K | 7.29% |
| IMA, INC.3 | 1705 17TH STREET, SUITE 100 DENVER, CO 80202 | DELTA DENTAL OF COLORADO | $16K | — | $16K | 5.01% |
| IMA, INC.3 Filed as: IMA OF COLORADO, INC. | 1705 17TH STREET, SUITE 100 DENVER, CO 802021657 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $3K | — | $3K | 6.86% |
| THREEFLOW3 | 306 W ERIE ST SUITE 300 CHICAGO, IL 60654 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $500 | — | $500 | 1.13% |
| TOBIAS SARA3 | 9280 S WATSON GULCH RD LITTLETON, CO 80127 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $8 | — | $8 | 2.53% |
| TOBIAS SARA3 | 9280 S WATSON GULCH RD LITTLETON, CO 80127 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3 | — | $3 | 2.31% |
| IMA, INC.3 Filed as: IMA INC. | 1705 17TH STREET SUITE 100 DENVER, CO 80202 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2 | — | $2 | 1.54% |
| JONATHAN VISSER MINNEKIS3 | 7985 ALLISON WAY SUITE B ARVADA, CO 80005 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 0.77% |
| TOBIAS SARA3 | 9280 S WATSON GULCH RD LITTLETON, CO 80127 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 1.69% |
| IMA, INC.3 Filed as: IMA INC. | 1705 17TH STREET SUITE 100 DENVER, CO 80202 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1 | — | $1 | 1.69% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 709 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 713 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN OF COLORADO | 526 | $4.3M |
| Dental | DELTA DENTAL OF COLORADO | 849 | $329K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 590 | $44K |
| Life insurance(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 697 | $602K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 697 | $602K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 697 | $602K |
| Prescription drug | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES (CIGNA) | 299 | $454K |
| Other(4 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 697 | $617K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 849 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.