| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 2500 CITYWEST BLVD STE 2400 HOUSTON, NY 77042 | METROPOLITAN LIFE INSURANCE CO | — | $33 | $33 | 0.02% |
| MICHELE E MARTIN3 | 5717 HEADQUARTERS DR PLANO, TX 75024 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $580 | $298 | $878 | 4.62% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 85638 SAN DIEGO, CA 92186 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $785 | $53 | $838 | 4.41% |
| ROBERT L. MOODY, JR.3 Filed as: ROBERT L MOODY JR | 2302 POST OFFICE ST STE 601 GALVESTON, TX 77550 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $322 | — | $322 | 1.69% |
| JOSEPH O ROSSER3 | 292 E FOX CREEK RD KANSAS, OK 74347 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $316 | — | $316 | 1.66% |
| MPART BENEFITS INC3 | 100 ALBRIGHT LN PROSPER, TX 75078 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $94 | $49 | $143 | 0.75% |
| KENNETH B BOYLES3 | 28918 TWISTED OAK DR SHENANDOAH, TX 77381 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $76 | — | $76 | 0.40% |
| DEACON CHARLES KAVANAUGH3 | 6336 HILL CREEK DR THE COLONY, TX 75056 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $51 | $7 | $58 | 0.31% |
| MICHELE E MARTIN3 | 5717 HEADQUARTERS DR PLANO, TX 75024 | OZARK NATIONAL LIFE INSURANCE | $194 | $99 | $293 | 7.54% |
| MARSH & MCLENNAN AGENCY LLC3 | PO BOX 85638 SAN DIEGO, CA 92186 | OZARK NATIONAL LIFE INSURANCE | $268 | $18 | $286 | 7.36% |
| MPART BENEFITS INC3 | 100 ALBRIGHT LN PRROSPER, TX 75078 | OZARK NATIONAL LIFE INSURANCE | $33 | $17 | $50 | 1.29% |
| DEACON CHARLES KAVANAUGH3 | 6336 HILL CREEK DR THE COLONY, TX 75056 | OZARK NATIONAL LIFE INSURANCE | $17 | $2 | $19 | 0.49% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 334 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 334 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE CO | 527 | $144K |
| Vision | METROPOLITAN LIFE INSURANCE CO | 527 | $144K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 334 | $126K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 257 | $37K |
| Stop-loss / reinsurancereinsurance | UNITEDHEALTHCARE INSURANCE COMPANY | 480 | $480K |
| Other(5 contracts, 3 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 334 | $163K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 527 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.