No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR, INC. EIN 39-1995276 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $1.6M |
| EMPLOYEE 1 EIN 84-0456274 NONE | Employee (plan) Service code 30 | — | $279K |
| EMPLOYEE 3 EIN 84-0456274 NONE | Employee (plan) Service code 30 | — | $128K |
| EMPLOYEE 4 EIN 84-0456274 NONE | Employee (plan) Service code 30 | — | $104K |
| EMPLOYEE 2 EIN 84-0456274 NONE | Employee (plan) Service code 30 | — | $101K |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $74K |
| SEGAL CONSULTING EIN 94-1503999 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $68K |
| SPENCER FANE LLP EIN 44-0561981 NONE | Legal; Direct payment from the plan Service code 29 | — | $60K |
| WEX HEALTH INC. NONE | Direct payment from the plan; Claims processing Service code 12 | 700 26TH AVE E WEST FARGO, ND 58078 | $37K |
| RICHMOND CAPITAL MANAGEMENT, INC EIN 54-1288544 NONE | Direct payment from the plan; Investment management Service code 28 | — | $33K |
| INNOVEST PORTFOLIO SOLUTIONS LLC EIN 84-1612955 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $25K |
| ORRANGE POLITICAL STRATEGIES EIN 87-4401423 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $24K |
| SEGAL BRYANT & HAMILL EIN 35-2679129 NONE | Investment management; Direct payment from the plan Service code 28 | — | $24K |
| PRINCIPAL LIFE INSURANCE COMPANY EIN 42-0127290 NONE | Trustee (bank, trust company, or similar financial institution); Other fees Service code 21 | — | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,787 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 10 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,797 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 2,520 | $1.5M |
| Vision | VISION SERVICE PLAN | 2,544 | $257K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 2,786 | $351K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,786 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.