| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WOODRUFF-SAWYER & CO3 | 50 CALIFORNIA ST. FL. 12 SAN FRANCISCO, CA 94111 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | — | $660 | $660 | 0.08% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP | 80 SOUTH 8TH STREET, SUITE 700 MINNEAPOLIS, MN 55402 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | — | $11 | $11 | 0.00% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP | 80 SOUTH 8TH STREET, SUITE 700 MINNEAPOLIS, MN 55402 | AMERICAN UNITED LIFE INSURANCE COMPANY | $589 | — | $589 | 0.78% |
| WOODRUFF-SAWYER & CO3 | 50 CALIFORNIA ST. FL. 12 SAN FRANCISCO, CA 94111 | AMERICAN UNITED LIFE INSURANCE COMPANY | $318 | — | $318 | 0.42% |
| WOODRUFF-SAWYER & CO3 Filed as: WOODRUFF-SAWYER AND COMPANY | 50 CALIFORNIA STREET, 12TH FLOOR SAN FRANCISCO, CA 94111 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 6.24% |
| BRUCE BALLENGER3 | P.O. BOX 62385 COLORADO SPRINGS, CO 80962 | CONTINENTAL AMERICAN INSURANCE COMPANY | $756 | — | $756 | 3.72% |
| JENNIFER L FOSS3 Filed as: JENNIFER FOSS | 9034 E. EASTER PL SUITE 202 CENTENNIAL, CO 80112 | CONTINENTAL AMERICAN INSURANCE COMPANY | $406 | — | $406 | 2.00% |
| JAMIE L. KETCHUM3 | 2801 VINE STREET DENVER, CO 80205 | CONTINENTAL AMERICAN INSURANCE COMPANY | $357 | — | $357 | 1.76% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP | 80 SOUTH 8TH STREET, SUITE 700 MINNEAPOLIS, MN 55402 | CONTINENTAL AMERICAN INSURANCE COMPANY | $264 | — | $264 | 1.30% |
| NANCY LAPHAM3 Filed as: NANCY L. HARMON | 3925 SOUTH QUATAR STREET AURORA, CO 80018 | CONTINENTAL AMERICAN INSURANCE COMPANY | $254 | — | $254 | 1.25% |
| KRISTA K PRICE3 Filed as: KRISTA A. PRICE | 3864 SOUTH QUINCE STREET DENVER, CO 80237 | CONTINENTAL AMERICAN INSURANCE COMPANY | $239 | — | $239 | 1.18% |
| ROXANNE KARTLER3 | 6059 QUEBEC CENTENNIAL, CO 80111 | CONTINENTAL AMERICAN INSURANCE COMPANY | $197 | — | $197 | 0.97% |
| JEFFERY PRICE3 | 3864 S. QUINCE ST. DENVER, CO 80237 | CONTINENTAL AMERICAN INSURANCE COMPANY | $172 | — | $172 | 0.85% |
| REGINA K SANTANGELO3 Filed as: REGINA SANTANGELO | 9034 E. EASTER PL CENTENNIAL, CO 80112 | CONTINENTAL AMERICAN INSURANCE COMPANY | $164 | — | $164 | 0.81% |
| KIEFER GROUP INSURANCE AGCY LLC3 Filed as: KIEFER GROUP INSURANCE , LLC | 12002 SOUTH MILONA DRIVE DRAPER, UT 84020 | CONTINENTAL AMERICAN INSURANCE COMPANY | $60 | — | $60 | 0.30% |
| J MERRITT MCDOLE3 | 12120 SW FOOTHILL DR. PORTLAND, OR 97225 | CONTINENTAL AMERICAN INSURANCE COMPANY | $35 | — | $35 | 0.17% |
| JOSE DE LOS SANTOS III3 Filed as: JOSE DE LOS SANTOS | 155 INVERNESS S. DRIVE WEST ENGLEWOOD, CO 80112 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23 | — | $23 | 0.11% |
| TINA WAY3 | 155 INVERNESS S. DRIVE WEST ENGLEWOOD, CO 80122 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | — | $18 | 0.09% |
| MISTY M KRUG3 Filed as: MISTY M. KRUG | 1686 CHRISTENSEN ROAD MOUNTAIN HOME, AR 72653 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| ASSUREX3 Filed as: ASSUREX GLOBAL CORPORATION - EXCHAN | 175 SOUTH THIRD ST, STE 800 COLUMBUS, OH 43125 | EYEMED VISION CARE ON BEHALF OF THE FIDELITY SECURITY LIFE INSURANCE | $46 | — | $46 | 0.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 160 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 160 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN OF COLORADO | 266 | $849K |
| Dental | DELTA DENTAL OF COLORADO | 169 | $71K |
| Vision | EYEMED VISION CARE ON BEHALF OF THE FIDELITY SECURITY LIFE INSURANCE | 140 | $9K |
| Life insurance | AMERICAN UNITED LIFE INSURANCE COMPANY | 157 | $76K |
| Short-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 157 | $76K |
| Long-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 157 | $76K |
| Other(2 contracts, 2 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 157 | $96K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 266 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.