See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTHIEST YOU EIN 30-0947669 | Other services Service code 49 | 5350 E HIGH ST, STE 350 PHOENIX, AZ 85054 | $57K |
| AMERICAN BENEFIT SERVICES, INC. | Contract Administrator Service code 13 | P.O. BOX 1635 IRMO, SC 29063 | $31K |
| ALABAMA BANKERS ASSOCIATION PLAN SPONSOR | Other services Service code 49 | 445 DEXTER AVE MONTGOMERY, AL 36104 | $28K |
| CARR, RIGGS & INGRAM, L.L.C. EIN 72-1396621 | Accounting (including auditing) Service code 10 | 7550 HALCYON SUMMIT DRIVE SUITE 300 MONTGOMERY, AL 36117 | $25K |
| MARSH & MCCLENNAN AGENCY LLC | Insurance agents and brokers Service code 22 | 2301 SUGAR BUSH RD SUITE 600 RALEIGH, NC 27612 | $7K |
| J. SMITH LANIER | Insurance agents and brokers Service code 22 | P.O. BOX 70 WEST POINT, GA 31833 | $150 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 722 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 722 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 722 | $5.2M |
| Short-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 31 | $19K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 722 | $5.2M |
| Other | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 722 | $5.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 722 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Multiple-employer welfare arrangement. It has its own regulatory and compliance rules.