See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| FAIRMONT FINANCIAL SERVICES EIN 11-3039402 FINANCIAL SERVICES | Accounting (including auditing); Trustee (bank, trust company, or similar financial institution) Service code 10 | — | $90K |
| CONTINENTAL BENEFITS EIN 38-3919227 THIRD PARTY ADMINISTRATO | Contract Administrator Service code 13 | — | $78K |
| AETNA LIFE INSURANCE EIN 06-6033492 THIRD PARTY ADMINISTRATO | Contract Administrator Service code 13 | — | $38K |
| KNUSURANT EIN 83-0923433 BENEFITS MANAGEMENT | Other services Service code 49 | — | $19K |
| COMPASS HEALTH SERVICES EIN 35-2263629 CLAIMS PROCESSING | Claims processing; Direct payment from the plan Service code 12 | — | $10K |
| AMERICAN HEALTH HOLDINGS EIN 31-1368946 CASE MANAGEMENT | Other services Service code 49 | — | $5K |
| SIERRA BERKSHIRE EIN 88-0358190 ACTUARIAL CONSULTING | Actuarial; Consulting (general) Service code 11 | — | $5K |
| PHIA GROUP EIN 46-1439866 CONSULTING | Consulting (general) Service code 16 | — | $2K |
| HEALTH EQUITY THIRD PARTY ADMINISTRATO | Contract Administrator Service code 13 | 15 W. SCENIC POINTE DR., STE. 100 DRAPER, UT 84020 | $1K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 175 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 175 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 344 | $371K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 344 | $371K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 344 | $371K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 344 | $371K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 344 | $371K |
| Stop-loss / reinsurancereinsurance | WESTPORT INSURANCE CORPORATION | 179 | $353K |
| Other | PRINCIPAL LIFE INSURANCE COMPANY | 344 | $371K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 344 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.