| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: FISHER BROWN BOTTRELL INS | 110 E. MAIN ST SUITE D TUPELO, MS 38804 | UNITED HEALTHCARE INS CO | — | $82K | $82K | 4.91% |
| BOTTRELL AGENCY, INC.3 Filed as: THE BOTTRELL INS CO | 248 E. CAPITOL ST SUITE 1200 JACKSON, MS 39215 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $14K | $2K | $16K | 16.40% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP LLC | 1612 MARION ST COLUMBIA, SC 29201 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $4K | $9K | 9.00% |
| BOTTRELL AGENCY, INC.3 Filed as: THE BOTTRELL INS CO | 248 E. CAPITOL ST SUITE1200 JACKSON, MS 39215 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $11K | $1K | $12K | 17.00% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP LLC | 1612 MARION ST COLUMBIA, MS 29201 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $3K | $6K | 9.00% |
| BOTTRELL AGENCY, INC.3 Filed as: THE BOTTRELL INS CO | 248 E. CAPITOL ST SUITE 1200 JACKSON, MS 39215 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $9K | $1K | $10K | 17.34% |
| THE CASON GROUP INC Filed as: THE CASON GROUP LLC | 1612 MARION ST COLUMBIA, SC 29201 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $2K | $5K | 9.00% |
| THE CASON GROUP INC3 | 1612 MARION ST COLUMBIA, SC 29201 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $15K | $680 | $16K | 40.27% |
| BOTTRELL AGENCY, INC.3 Filed as: THE BOTTRELL INS CO | 248 E. CAPITOL ST SUITE 1200 JACKSON, MS 38215 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $229 | $7K | 17.11% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,344 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 2,344 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INS CO | 515 | $1.7M |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,355 | $71K |
| Stop-loss / reinsurancereinsurance | BERLLEY LIFE | 0 | $316K |
| Other(4 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,355 | $270K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,355 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.