No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AITHER TPA EIN 84-2273042 3RD PARTY SVC | Other services; Claims processing; Consulting (general) Service code 12 | PO BOX 1408 BUFFALO, NY 14226 | $577K |
| SUFFOLK ADMINISTRATIVE SERVICES EIN 66-0833161 3RD PARTY SVC | Other services; Consulting (general) Service code 16 | — | $574K |
| HBA EIN 84-4066516 3RD PARTY SVC | Consulting (general); Other services Service code 16 | 1 HUNTINGTON QUADRANGLE SUITE 2C11 MELVILLE, NY 11747 | $26K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 32,967 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 32,967 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other | PROVIDENCE INSURANCE COMPANY II | 32,967 | $4.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 32,967 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.