| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON RISK INSURANCE SVCS WEST INC | 29840 NETWORK PLACE CHICAGO, IL 606731298 | UNITEDHEALTHCARE INSURANCE COMPANY | $13K | $80K | $93K | 6.71% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $371 | $371 | 0.03% |
| LEAVITT GROUP3 Filed as: INSURANCEHUB LEAVITT AGENCY INC | 1720 LAKES PARKWAY LAWRENCEVILLE, GA 30043 | UNITEDHEALTHCARE INSURANCE COMPANY | -$2K | $294 | -$2K | -0.16% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. (SEATTLE) | 1420 FIFTH AVENUE, SUITE 1200 SEATTLE, WA 98101 | KAISER FOUNDATION HEALTH PLAN INC. | $5K | — | $5K | 3.41% |
| AON CONSULTING INC3 Filed as: AON RISK INSURANCE SVCS WEST INC | 29840 NETWORK PLACE CHICAGO, IA 60673 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 4.64% |
| AON CONSULTING INC3 | 1420 FIFTH AVENUE, SUITE 1200 SEATTLE, WA 98101 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $1K | — | $1K | 4.52% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 268 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 268 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 476 | $1.6M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 476 | $1.4M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 476 | $1.4M |
| Life insurance | UNITEDHEALTHCARE INSURANCE COMPANY | 325 | $34K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN INC. | 34 | $142K |
| Other | UNITEDHEALTHCARE INSURANCE COMPANY | 325 | $34K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 476 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.