| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MAGELLAN INC3 Filed as: MAGELLAN INSURANCE, LLC | 333 WEST 2230 NORTH SUITE 310 PROVO, UT 84604 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $28K | $28K | 2.51% |
| PARAGON PARTNERS LTD3 | 9420 EAST DOUBLETREE RANCH ROAD SUITE C103 SCOTTSDALE, AZ 85258 | UNITEDHEALTHCARE INSURANCE COMPANY | $15K | — | $15K | 1.32% |
| TRUCORDIA INSURANCE SERVICES LLC3 Filed as: TRUCORDIA INSURANCE SERVICES, LLC | PO BOX 7 OREM, UT 84059 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $7K | $7K | 0.60% |
| PCF INSURANCE SERVICES OF THE WEST3 Filed as: PCF INSURANCE DBA MAGELLAN | 199 NORTH 290 WEST SUITE 200 LINDON, UT 84042 | EDUCATORS HEALTH PLANS LIFE, ACCIDENT AND HEALTH, INC | $2K | — | $2K | 5.00% |
| RANDY KENNETH ALLRED3 | — | ASSURITY LIFE INSURANCE COMPANY | $5K | — | $5K | 35.35% |
| ROBERT ERNEST SAUTTER3 | — | ASSURITY LIFE INSURANCE COMPANY | $21 | — | $21 | 0.16% |
| TRUCORDIA INS SVCS LLC3 | PO BOX 7 OREM, UT 84059 | AMERICAN UNITED LIFE INSURANCE COMPANY | $1K | — | $1K | 12.93% |
| PCF INSURANCE SERVICES OF THE WEST3 Filed as: PCF INSURANCE DBA MAGELLAN | 199 NORTH 290 WEST SUITE 200 LINDON, UT 84042 | VISION SERVICE PLAN | $449 | — | $449 | 6.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 109 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 111 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 105 | $1.1M |
| Dental | EDUCATORS HEALTH PLANS LIFE, ACCIDENT AND HEALTH, INC | 86 | $46K |
| Vision | VISION SERVICE PLAN | 61 | $7K |
| Life insurance | AMERICAN UNITED LIFE INSURANCE COMPANY | 358 | $10K |
| Other(2 contracts, 2 carriers) | ASSURITY LIFE INSURANCE COMPANY | 358 | $23K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 358 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.