Welfare broker

TRUCORDIA INSURANCE SERVICES LLC

Mailing address (most recent filing)

220 WEST, 20TH AVENUE

SAN MATEO, CA 94403

Total comp: $464K
Commissions: $317K
Fees: $147K
Filings: 19
Sponsors: 19

Carrier mix

Where TRUCORDIA INSURANCE SERVICES LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

SUN LIFE ASSURANCE COMPANY OF CANADA37.5%
UNITEDHEALTHCARE INSURANCE COMPANY12.5%
THE STANDARD12.5%
ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC.12.5%
PAN-AMERICAN LIFE INSURANCE COMPANY12.5%
ANTHEM LIFE INSURANCE COMPANY12.5%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
SUN LIFE ASSURANCE COMPANY OF CANADA	3	$1.1M	37.5%
UNITEDHEALTHCARE INSURANCE COMPANY	1	$2.6M	12.5%
THE STANDARD	1	$475K	12.5%
ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC.	1	$8.0M	12.5%
PAN-AMERICAN LIFE INSURANCE COMPANY	1	$290K	12.5%
ANTHEM LIFE INSURANCE COMPANY	1	$11.2M	12.5%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
UT	3	$3.3M	0.3%	49.29x
CA	3	$1.1M	0.0%	4.78x
NV	1	$8.0M	0.2%	28.26x
KY	1	$11.2M	0.0%	2.46x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of TRUCORDIA INSURANCE SERVICES LLC's plans by broker comp / premium ratio. Median 6.23% vs welfare-wide median 6.29% (n=8).

Prospect-flag exposure · vs market baseline

Share of TRUCORDIA INSURANCE SERVICES LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-8 of 8 sponsors where TRUCORDIA INSURANCE SERVICES LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
GREATER LAS VEGAS CHAMBER OF COMMERCE VEGAS CHAMBER GROUP HEALTH PLAN FOR BUSINESS SERVICES MEMBERS	NV	$8.0M	$459K	ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525)
GRADUATION ALLIANCE, INC. GRADUATION ALLIANCE, INC. HEALTH & WELFARE BENEFIT PLAN	UT	$2.6M	$203K	UNITEDHEALTHCARE INSURANCE COMPANY
IMPACT ENERGY TRUST IMPACT ENERGY TRUST	KY	$11.2M	$186K	ANTHEM HEALTH PLANS OF KY, INC.
PLANT/ALLISON CORPORATION PLANT/ALLISON CORPORATION HEALTH AND WELFARE PLAN	CA	$297K	$46K	SUN LIFE ASSURANCE COMPANY OF CANADA
INTERMOUNTAIN WOOD PRODUCT INC INTERMOUNTAIN WOOD PRODUCT INC EMPLOYEE BENEFITS PLAN	UT	$475K	$23K	STANDARD LIFE & ACCIDENT INSURANCE COMPANY
CADDIS CAPITAL MANAGEMENT LLC CADDIS CAPITAL MANAGEMENT LLC HEALTH & WELFARE BENEFIT PLAN	UT	$290K	$20K	PAN AMERICAN LIFE INSURANCE COMPANY
GOLDEN EMPIRE MORTGAGE, INC. GOLDEN EMPIRE MORTGAGE, INC. FLEXIBLE BENEFIT PLAN	CA	$665K	$9K	SUN LIFE ASSURANCE COMPANY OF CANADA
SHANNON BROTHERS CO., INC SHANNON BROTHERS CO., INC HEALTH AND WELFARE PLAN	CA	$89K	$6K	SUNLIFE ASSURANCE COMPANY OF CANADA