| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NE LIMITED | 401 BROADHOLLOW RD STE 200 MELVILLE, NY 11747 | STANDARD INSURANCE COMPANY | — | $12K | $12K | 3.43% |
| CERIDIAN HCM INC3 | PO BOX 772830 CHICAGO, IL 60677 | STANDARD INSURANCE COMPANY | — | $4K | $4K | 1.13% |
| THE PLEXUS GROUPE LLC3 Filed as: THE PLEXUS GROUOP LLC | 21805 W FIIELD PKWY STE 300 DEER PARK, IL 60010 | STANDARD INSURANCE COMPANY | — | $2K | $2K | 0.57% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NE LIMITED | 401 BROADHOLLOW RD STE 200 MELVILLE, NY 11747 | STANDARD INSURANCE COMPANY | — | $10K | $10K | 4.60% |
| CERIDAN HCM INC3 | PO BOX 772830 CHICAGO, IL 60677 | STANDARD INSURANCE COMPANY | — | $2K | $2K | 1.15% |
| THE PLEXUS GROUPE LLC3 Filed as: THE PLEXUS GROUOP LLC | 21805 W FIIELD PKWY STE 300 DEER PARK, IL 60010 | STANDARD INSURANCE COMPANY | — | $1K | $1K | 0.57% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NE LIMITED | 401 BROADHOLLOW RD STE 200 MELVILLE, NY 11747 | STANDARD INSURANCE COMPANY | — | $10K | $10K | 4.72% |
| CERIDAN HCM INC3 | PO BOX 772830 CHICAGO, IL 60677 | STANDARD INSURANCE COMPANY | — | $2K | $2K | 1.08% |
| THE PLEXUS GROUPE LLC3 Filed as: THE PLEXUS GROUOP LLC | 21805 W FIIELD PKWY STE 300 DEER PARK, IL 60010 | STANDARD INSURANCE COMPANY | — | $1K | $1K | 0.60% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SVCS INC. | PO BOX 2158 RIVERSIDE, CA 92516 | VISION SERVICE PLAN | $13K | — | $13K | 13.79% |
| THE PLEXUS GROUPE LLC3 Filed as: THE PLEXUS GROUOP LLC | 21805 W FIIELD PKWY STE 300 DEER PARK, IL 60010 | VISION SERVICE PLAN | $1K | — | $1K | 1.37% |
| EOI SERVICE COMPANY INC3 | 3100 E MIRALOMA AVE STE 240 ANAHEIM, CA 92806 | METROPOLITAN LIFE INSURANCE COMPANY | $23K | $365 | $24K | 33.45% |
| THE PLEXUS GROUPE LLC3 Filed as: THE PLEXUS GROUOP LLC | 21805 W FIIELD PKWY STE 300 DEER PARK, IL 60010 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $375 | $6K | 8.27% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 95287 CHICAGO, IL 60677 | METROPOLITAN LIFE INSURANCE COMPANY | $2 | $26 | $28 | 0.04% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SERVICES INC | PO BOX 2158 RIVERSIDE, CA 92506 | METROPOLITAN LIFE INSURANCE COMPANY | $22 | $1 | $23 | 0.03% |
| EOI SERVICE COMPANY INC3 | 900 N FRANKLIN ST STE 600 CHICAGO, IL 60610 | METROPOLITAN TOWER LIFE INSURANCE COMPANY | $144K | $1K | $146K | 208.60% |
| TALBOT INSURANCE3 | 1801 BROADWAY STE 820 DENVER, CO 80202 | METROPOLITAN TOWER LIFE INSURANCE COMPANY | — | $65 | $65 | 0.09% |
| EOI SERVICE COMPANY INC3 | 3100 E MIRALOMA AVE STE 240 ANAHEIM, CA 92806 | METROPOLITAN LIFE INSURANCE COMPANY | $14K | $277 | $15K | 31.34% |
| THE PLEXUS GROUPE LLC3 Filed as: THE PLEXUS GROUOP LLC | 21805 W FIIELD PKWY STE 300 DEER PARK, IL 60010 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $280 | $4K | 7.75% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 95287 CHICAGO, IL 60677 | METROPOLITAN LIFE INSURANCE COMPANY | — | $27 | $27 | 0.06% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SERVICES INC | PO BOX 2158 RIVERSIDE, CA 92516 | METROPOLITAN LIFE INSURANCE COMPANY | $26 | $1 | $27 | 0.06% |
| EOI SERVICE COMPANY INC3 | 3100 E MIRALOMA AVE STE 240 ANAHEIM, CA 92806 | METROPOLITAN LIFE INSURANCE COMPANY | $31K | $580 | $31K | 76.96% |
| THE PLEXUS GROUPE LLC3 Filed as: THE PLEXUS GROUOP LLC | 21805 W FIIELD PKWY STE 300 DEER PARK, IL 60010 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | $624 | $8K | 19.24% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SERVICES INC | PO BOX 2158 RIVERSIDE, CA 92516 | METROPOLITAN LIFE INSURANCE COMPANY | $45 | $2 | $47 | 0.12% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 4135 CLINTON, IA 52733 | METROPOLITAN LIFE INSURANCE COMPANY | $2 | $23 | $25 | 0.06% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES, INC | PO BOX 95287 CHICAGO, IL 60694 | LEGALPLANS USA | $2K | — | $2K | 8.00% |
| VENBROOK INSURANCE SERVICES3 | 6320 CANOGA AVE WOODLAND HILLS, CA 91367 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 9.77% |
| THE PLEXUS GROUPE LLC3 Filed as: THE PLEXUS GROUOP LLC | 21805 W FIIELD PKWY STE 300 DEER PARK, IL 60010 | STANDARD INSURANCE COMPANY | $714 | — | $714 | 13.88% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,174 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 19 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,193 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 845 | $91K |
| Life insurance(3 contracts, 3 carriers) | STANDARD INSURANCE COMPANY | 1,183 | $436K |
| Short-term disability | STANDARD INSURANCE COMPANY | 1,183 | $217K |
| Long-term disability | STANDARD INSURANCE COMPANY | 460 | $212K |
| Stop-loss / reinsurancereinsurance | VOYA - STEALTH PARTNER GROUP | 934 | $1.2M |
| Other(7 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 697 | $281K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,183 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.