| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TRISTATE UNION BENEFITS CORPORATION3 | 5624 201ST ST OAKLAND GARDENS, NY 11364 | RELIASTAR LIFE INSURANCE COMPANY | $208K | $4K | $212K | 8.13% |
| MERCER HEALTH AND BENEFITS, LLC3 | 155 N WACKER DR STE 1500 CHICAGO, IL 60606 | KAISER FOUNDATION HEALTH PLAN INC | $83K | — | $83K | 3.48% |
| JJAN FINANCIAL3 | 412 ALLEGHENY ST PO BOX 197 HOLLIDAYSBURG, PA 16648 | UPMC HEALTH OPTIONS | $43K | — | $43K | 1.96% |
| JJAN FINANCIAL3 | 412 ALLEGHENY ST PO BOX 197 HOLLIDAYSBURG, PA 16648 | UPMC HEALTH OPTIONS | $9K | — | $9K | 1.97% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | UPMC HEALTH OPTIONS | $16K | — | $16K | 3.70% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | UPMC HEALTH OPTIONS | $15K | — | $15K | 4.22% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | UPMC HEALTH OPTIONS | $12K | — | $12K | 3.87% |
| MERCER HEALTH AND BENEFITS, LLC3 | 601 MERRITT 7 FL 5 NORWALK, CT 06851 | UNITEDHEALTHCARE INSURANCE COMPANY | $30K | — | $30K | 10.00% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | UPMC HEALTH OPTIONS | $11K | — | $11K | 3.91% |
| MERCER HEALTH AND BENEFITS, LLC3 | 1166 AVENUE OF THE AMERICAS 23RD FLOOR NEW YORK, NY 10028 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $9K | — | $9K | 3.63% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | UPMC HEALTH OPTIONS | $7K | — | $7K | 4.07% |
| JJAN FINANCIAL3 Filed as: THE JJAN FINANCIAL GROUP INC | 3101 BEALE AVE #101 ALTOONA, PA 16601 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | — | $4K | 3.09% |
| WORKPLACE SOLUTIONS, INC.3 Filed as: WORKPLACE SOLUTIONS, INC | 120A GILLS CREEK PARKWAY COLUMBIA, SC 29209 | RELIASTAR LIFE INSURANCE COMPANY | $5K | — | $5K | 3.73% |
| TRISTATE UNION BENEFITS CORPORATION3 | 5624 201ST ST OAKLAND GARDENS, NY 11364 | RELIASTAR LIFE INSURANCE COMPANY | $3K | — | $3K | 2.09% |
| CHARLIE PELUSO3 | 4081 BLOOMWOOD RD COLUMBIA, SC 29205 | RELIASTAR LIFE INSURANCE COMPANY | $52 | — | $52 | 0.04% |
| JJAN FINANCIAL3 | 412 ALLEGHENY ST PO BOX 197 HOLLIDAYSBURG, PA 16648 | UPMC HEALTH OPTIONS | $2K | — | $2K | 2.05% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA | $4K | — | $4K | 3.50% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $3K | — | $3K | 3.49% |
| MERCER HEALTH AND BENEFITS, LLC3 | 1717 ARCH ST 27TH FLOOR PHILADELPHIA, PA 19103 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $2K | — | $2K | 2.70% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | UPMC HEALTH OPTIONS | $2K | — | $2K | 3.81% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | UPMC HEALTH OPTIONS | $3K | — | $3K | 5.48% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | UPMC HEALTH OPTIONS | $2K | — | $2K | 3.88% |
| JJAN FINANCIAL3 | 412 ALLEGHENY ST PO BOX 197 HOLLIDAYSBURG, PA 16648 | UPMC HEALTH BENEFITS | $1K | — | $1K | 3.98% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | $930 | — | $930 | 4.09% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | UPMC HEALTH OPTIONS | $901 | — | $901 | 5.29% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HUMAN RESOURCE CONSULTING | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | HARTFORD LIFE AND ACCIDENT | $2K | $247 | $3K | 16.50% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | UPMC HEALTH OPTIONS | $196 | — | $196 | 3.20% |
| JJAN FINANCIAL3 | 412 ALLEGHENY ST PO BOX 197 HOLLIDAYSBURG, PA 16648 | UPMC HEALTH OPTIONS | $107 | — | $107 | 1.82% |
| JJAN FINANCIAL3 | 412 ALLEGHENY ST PO BOX 197 HOLLIDAYSBURG, PA 16648 | UPMC HEALTH OPTIONS | $40 | — | $40 | 2.00% |
| JJAN FINANCIAL3 | 412 ALLEGHENY ST PO BOX 197 HOLLIDAYSBURG, PA 16648 | UPMC HEALTH BENEFITS | $4 | — | $4 | 3.45% |
| MERCER HEALTH AND BENEFITS, LLC3 | 155 N WACKER DR STE 1500 CHICAGO, IL 60606 | KAISER FOUNDATION HEALTH PLAN INC | $462 | — | $462 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,662 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 751 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,413 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(27 contracts, 11 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 5,898 | $10.3M |
| Dental(3 contracts, 3 carriers) | AETNA LIFE INSURANCE CO. | 4,138 | $1.8M |
| Vision(9 contracts, 8 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 2,058 | $5.2M |
| Life insurance(2 contracts) | RELIASTAR LIFE INSURANCE COMPANY | 5,898 | $2.7M |
| Short-term disability | RELIASTAR LIFE INSURANCE COMPANY | 5,898 | $2.6M |
| Long-term disability | RELIASTAR LIFE INSURANCE COMPANY | 5,898 | $2.6M |
| Prescription drug(23 contracts, 7 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 427 | $7.2M |
| Other(4 contracts, 3 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 5,898 | $2.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,898 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.