| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CAROLINA BENEFIT SOLUTIONS, INC.3 Filed as: CAROLINA BENEFITS SOLUTIONS INC | 23 AUGUSTA COURT GREENVILLE, SC 29605 | PRINCIPAL LIFE INSURANCE COMPANY | $7K | — | $7K | 4.70% |
| UNITED PRODUCERS GROUP LLC3 | 1031 CHUCK DAWLEY BLVD STE 5 MOUNT PLEASANT, SC 29464 | PRINCIPAL LIFE INSURANCE COMPANY | $6K | — | $6K | 4.32% |
| UNITED PRODUCERS GROUP LLC3 Filed as: UNITED PRODUCERS GROUP | 1439 STUART ENGALS BLVD SUITE 300 MT. PLEASANT, SC 29464 | ALLSTATE BENEFITS | $4K | $0 | $4K | 14.25% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INS SERVICES LLC | 7 EAST CONGRESS ST. STE 1002 SAVANNAH, GA 31401 | ALLSTATE BENEFITS | $385 | $0 | $385 | 1.36% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP | PO BOX 11229 COLUMBIA, SC 29221 | ALLSTATE BENEFITS | $363 | $0 | $363 | 1.28% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INS SERVICES INC | PO BOX 141916 CORAL GABLES, FL 33114 | ALLSTATE BENEFITS | $25 | $0 | $25 | 0.09% |
| UNITED PRODUCERS GROUP LLC3 Filed as: UNITED PRODUCERS GROUP | 1439 STUART ENGALS BLVD SUITE 300 MT. PLEASANT, SC 29464 | ALLSTATE BENEFITS | $3K | $0 | $3K | 14.38% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP | PO BOX 11229 COLUMBIA, SC 29211 | ALLSTATE BENEFITS | $156 | $0 | $156 | 0.83% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INS SERVICES INC | PO BOX 141916 CORAL GABLES, FL 33114 | ALLSTATE BENEFITS | $4 | $0 | $4 | 0.02% |
| USI INSURANCE SERVICES LLC Filed as: USI INS SERVICES LLC | 7 EAST CONGRESS ST. STE 1002 SAVANNAH, GA 31401 | ALLSTATE BENEFITS | — | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 189 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 189 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECHOICE HEALTH PLAN | 186 | $2.3M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 344 | $139K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 344 | $139K |
| Prescription drug | BLUECHOICE HEALTH PLAN | 186 | $2.3M |
| Other(2 contracts) | ALLSTATE BENEFITS | 87 | $47K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 344 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.