| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF WASHINGTON LLC | 1325 4TH AVE STE 2100 SEATTLE, WA 98101 | RELIANCE STANDARD | $10K | — | $10K | 15.00% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF WASHINGTON LLC | 1325 4TH AVE STE 2100 SEATTLE, WA 98101 | RELIANCE STANDARD | $21K | — | $21K | 32.50% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | 6200 SAVOY DRIVE STE 345 HOUSTON, TX 77036 | RELIANCE STANDARD | $21K | — | $21K | 32.50% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF WASHINGTON LLC | 1325 4TH AVE STE 2100 SEATTLE, WA 98101 | RELIANCE STANDARD | $16K | — | $16K | 32.50% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | 6200 SAVOY DRIVE STE 345 HOUSTON, TX 77036 | RELIANCE STANDARD | $16K | — | $16K | 32.50% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF WASHINGTON LLC | 1325 4TH AVE STE 2100 SEATTLE, WA 98101 | RELIANCE STANDARD | $13K | — | $13K | 32.50% |
| ACCRETIVE ENROLLMENT SERVICES LLC3 | 6200 SAVOY DRIVE STE 345 HOUSTON, TX 77036 | RELIANCE STANDARD | $13K | — | $13K | 32.50% |
| EMPLOYEE NAVIGATOR, LLC3 | 7979 OLD GEORGETOWN RD STE 300 BETHESDA, MD 20814 | VISION SERVICE PLAN | $191 | — | $191 | 0.50% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF WASHINGTON LLC | 1325 4TH AVE STE 2100 SEATTLE, WA 98101 | RELIANCE STANDARD | $2K | — | $2K | 15.00% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF WASHINGTON LLC | 1325 4TH AVE STE 2100 SEATTLE, WA 98101 | RELIANCE STANDARD | $1K | — | $1K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 469 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 10 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 479 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 67 | $1.1M |
| Dental | DELTA DENTAL OF WASHINGTON | 618 | $285K |
| Vision | VISION SERVICE PLAN | 405 | $38K |
| Life insurance(2 contracts) | RELIANCE STANDARD | 469 | $92K |
| Short-term disability | RELIANCE STANDARD | 498 | $56K |
| Long-term disability | RELIANCE STANDARD | 5 | $7K |
| Prescription drug(2 contracts) | KAISER FOUNDATION HEALTH PLAN INC | 56 | $717K |
| Other(6 contracts, 2 carriers) | RELIANCE STANDARD | 493 | $203K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 618 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.