| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 | 196 SOUTH FIR STREET VENTURA, CA 93001 | CONTINENTAL AMERICAN INSURANCE COMPANY | $219 | $0 | $219 | 2.78% |
| MICHAEL N. CHAUDRY3 | 5558 CALIFORNIA AVENUE, SUITE 320 BAKERSFIELD, CA 93309 | CONTINENTAL AMERICAN INSURANCE COMPANY | $163 | $0 | $163 | 2.07% |
| COLE & COLE INSURANCE SERVICES LLC3 Filed as: COLE & COLE INSURANCE SERVICES, LLC | 5558 CALIFORNIA AVENUE SUITE 310 BAKERSFIELD, CA 93309 | CONTINENTAL AMERICAN INSURANCE COMPANY | $88 | $0 | $88 | 1.12% |
| TOLMAN AND WIKER INS. SVCS., LLC3 Filed as: TOLMAN & WIKER INS. SERVICES, LLC | 196 SOUTH FIR STREET VENTURA, CA 93001 | CONTINENTAL AMERICAN INSURANCE COMPANY | $86 | $0 | $86 | 1.09% |
| JAMIE PUERTA3 | 28443 SANTA CATARINA ROAD SANTA CLARITA, CA 91350 | CONTINENTAL AMERICAN INSURANCE COMPANY | $82 | $0 | $82 | 1.04% |
| GUERRERO SOLIS JR3 Filed as: GUERRERO SOLIS JR. | 1712 19TH STREET, SUITE 200 BAKERSFIELD, CA 93301 | CONTINENTAL AMERICAN INSURANCE COMPANY | $62 | $0 | $62 | 0.79% |
| MJ INSURANCE3 Filed as: TIRZO A. LOPEZ AND VARIOUS AGENTS | 30346 RIVERSIDE STREET SHAFTER, CA 93263 | CONTINENTAL AMERICAN INSURANCE COMPANY | $58 | $0 | $58 | 0.74% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 52 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 52 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other | CONTINENTAL AMERICAN INSURANCE COMPANY | 52 | $8K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 52 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.