See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 6 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MASSMUTUAL RETIREMENT SERVICES, LLC EIN 26-1589907 BROKER | Recordkeeping and information management (computing, tabulating, data processing, etc.); Recordkeeping fees; Other fees; Float revenue; Participant communication; Other investment fees and expenses; Account maintenance fees; Other services; Direct payment from the plan; Participant loan processing; Shareholder servicing fees; Sub-transfer agency fees; Distribution (12b-1) fees Service code 15 | — | $5K |
| AETNA LIFE INSURANCE COMPANY AND AF | Other services Service code 49 | — | $0 |
| ONEAMERICA SECURITIES, INC. EIN 58-1428634 SERVICE PROVIDER | Claims processing Service code 12 | — | $0 |
| RELIANCE TRUST COMPANY EIN 58-1428634 TRUST SERVICE FEE/CUSTODI | Custodial (securities); Other fees; Trustee (directed) Service code 19 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 259 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 259 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SUN LIFE ASSURANCE COMPANY OF CANADA | 233 | $1.1M |
| Dental | DELTA DENTAL OF WYOMING | 230 | $216K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 246 | $161K |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | STHEALTH BENEFITS / AMERICAN UNITED LIFE INSURANCE CO | 675 | $2.2M |
| Other(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 276 | $171K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 675 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
The primary broker changed. The plan may take a second-look pitch.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.