No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| T. ROWE PRICE ASSOCIATES, INC. EIN 52-0556948 INVESTMENT MANAGEMENT | Investment management; Direct payment from the plan; Investment management fees paid directly by plan Service code 28 | 100 EAST PRATT STREET BALTIMORE, MD 21202 | $30K |
| SCHWARZWALD MCNAIR & FUSCO LLP EIN 20-0467468 ATTORNEY | Legal Service code 29 | 1215 SUPERIOR AVENUE, SUITE 225 CLEVELAND, OH 441143257 | $13K |
| MILLIMAN, INC. EIN 91-0675641 PLAN ACTUARY | Consulting (general); Actuarial Service code 11 | ONE PENNSYLVANIA PLAZA, 38TH FLOOR NEW YORK, NY 10119 | $13K |
| SCHNEIDER DOWNS & CO., INC. EIN 25-1408703 PLAN ACCOUNTANT | Accounting (including auditing) Service code 10 | ONE PPG PLACE, SUITE 1700 PITTSBURGH, PA 15222 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 62 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 87 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 149 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK, INC. | 96 | $151K |
| Prescription drug | HIGHMARK, INC. | 96 | $151K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 96 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.