| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN, GEORGE M | 2501 EAST STATE AVE STE 200 MERIDIAN, ID 83642 | BLUE CROSS OF IDAHO | $11K | — | $11K | 0.97% |
| SIMON, BRANDON J3 | PO BOX 3725 COEUR D ALENE, ID 83816 | BLUE CROSS OF IDAHO | $6K | $2K | $7K | 0.66% |
| MORETON & COMPANY3 Filed as: FRED A MORETON & COMPANY | GEORGE M BROWN PO BOX 58139 SALT LAKE CITY, UT 84158 | REGENCE BLUESHIELD OF IDAHO, INC. | $7K | $1K | $8K | 1.70% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA THE MURRAY GROUP | BRANDON J SIMON 330 E LAKESIDE AVE STE 301 COEUR D ALENE, ID 83814 | REGENCE BLUESHIELD OF IDAHO, INC. | $3K | — | $3K | 0.55% |
| PROFESSIONAL BNFT CONSULTANTS3 | 7525 SE 24TH ST STE 350 MERCER ISLAND, WA 98040 | STANDARD INSURANCE COMPANY | $28K | — | $28K | 26.10% |
| MORETON & COMPANY3 Filed as: FRED A MORETON & COMPANY | 2501 E STATE AVE STE 200 MERIDIAN, ID 83642 | DELTA DENTAL OF IDAHO | $2K | — | $2K | 1.96% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC DBA MURRAY GROUP | 330 E LAKESIDE AVE STE 301 COUER D ALENE, ID 83814 | DELTA DENTAL OF IDAHO | $673 | — | $673 | 0.77% |
| AUSTIN WARNER3 | 1111 W JEFFERSON ST STE 540 BOISE, ID 83702 | NORTHWESTERN MUTUAL | $5K | $1K | $6K | 9.22% |
| MICHAEL CRAYTHORNE3 | 1111 W JEFFERSON ST STE 540 BOISE, ID 83702 | NORTHWESTERN MUTUAL | $447 | $218 | $665 | 0.95% |
| ROBERT J SHANNON3 | 1111 W JEFFERSON ST STE 540 BOISE, ID 83702 | NORTHWESTERN MUTUAL | $37 | $16 | $53 | 0.08% |
| PROFESSIONAL BNFT CONSULTANTS3 | 7525 SE 24TH ST STE 350 MERCER ISLAND, WA 98040 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 11.54% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 175 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 180 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS OF IDAHO | 115 | $1.6M |
| Dental(2 contracts, 2 carriers) | BLUE CROSS OF IDAHO | 117 | $1.2M |
| Vision | BLUE CROSS OF IDAHO | 115 | $1.1M |
| Life insurance | STANDARD INSURANCE COMPANY | 316 | $9K |
| Long-term disability(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 180 | $179K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 316 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.