| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE STONER ORGANIZATION3 | 700 CENTRAL AVE SUITE 300 ST PETERSBURG, FL 33701 | HUMANA MEDICAL PLAN, INC | $21K | $5K | $25K | 6.68% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES | 1201 W CYPRESS CREEK RD STE 130 FT LAUDERDALE, FL 33309 | HUMANA MEDICAL PLAN, INC | $2K | — | $2K | 0.48% |
| THE STONER ORGANIZATION3 | 700 CENTRAL AVE STE 300 ST PETERSBURG, FL 33701 | HUMANA INSURANCE COMPANY | $3K | $90 | $3K | 10.52% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES | 1201 W CYPRESS CREEK RD FT LAUDERDALE, FL 33309 | HUMANA INSURANCE COMPANY | $287 | — | $287 | 0.88% |
| CORPORATE BENEFITS NETWORK3 Filed as: CORPORATE BENEFIT NETWORK INC | PO BOX 48037 SAINT PETERSBURG, FL 33743 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 18.52% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SVCS INC | 1201 W CYPRESS CREEK RD STE 130 FT LAUDERDALE, FL 33309 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $113 | — | $113 | 1.48% |
| CORPORATE BENEFITS NETWORK3 Filed as: CORPORATE BENEFIT NETWORK INC | PO BOX 48037 SAINT PETERSBURG, FL 33743 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 18.49% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SVCS INC | 1201 W CYPRESS CREEK RD STE 130 FT LAUDERDALE, FL 33309 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $104 | — | $104 | 1.50% |
| CORPORATE BENEFITS NETWORK3 Filed as: CORPORATE BENEFIT NETWORK INC | PO BOX 48037 SAINT PETERSBURG, FL 33743 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $708 | — | $708 | 13.76% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SVCS INC | 1201 W CYPRESS CREEK RD STE 130 FT LAUDERDALE, FL 33309 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $64 | — | $64 | 1.24% |
| CORPORATE BENEFITS NETWORK3 Filed as: CORPORATE BENEFIT NETWORK INC | PO BOX 48037 SAINT PETERSBURG, FL 33743 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $578 | — | $578 | 13.88% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SVCS INC | 1201 W CYPRESS CREEK RD STE 130 FT LAUDERDALE, FL 33309 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $47 | — | $47 | 1.13% |
| CORPORATE BENEFITS NETWORK3 Filed as: CORPORATE BENEFIT NETWORK INC | PO BOX 48037 SAINT PETERSBURG, FL 33743 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $434 | — | $434 | 13.82% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SVCS INC | 1201 W CYPRESS CREEK RD STE 130 FT LAUDERDALE, FL 33309 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $37 | — | $37 | 1.18% |
| CORPORATE BENEFITS NETWORK3 Filed as: CORPORATE BENEFIT NETWORK INC | PO BOX 48037 SAINT PETERSBURG, FL 33743 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $426 | — | $426 | 13.89% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SVCS INC | 1201 W CYPRESS CREEK RD STE 130 FT LAUDERDALE, FL 33309 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $34 | — | $34 | 1.11% |
| THE STONER ORGANIZATION3 | 700 CENTRAL AVE SUITE 300 ST PETERSBURG, FL 33701 | COMPBENEFITS COMPANY | $315 | $55 | $370 | 12.35% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES | 1201 W CYPRESS CREEK RD STE 130 FT LAUDERDALE, FL 33309 | COMPBENEFITS COMPANY | $30 | — | $30 | 1.00% |
| CORPORATE BENEFITS NETWORK3 Filed as: CORPORATE BENEFIT NETWORK INC | PO BOX 48037 SAINT PETERSBURG, FL 33743 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $282 | — | $282 | 14.28% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SVCS INC | 1201 W CYPRESS CREEK RD STE 130 FT LAUDERDALE, FL 33309 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $14 | — | $14 | 0.71% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 93 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 93 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA MEDICAL PLAN, INC | 49 | $381K |
| Dental(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 52 | $36K |
| Vision | HUMANA INSURANCE COMPANY | 52 | $33K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 93 | $7K |
| Short-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 11 | $5K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 11 | $3K |
| Other(4 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 93 | $24K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 93 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.