| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GBS BENEFITS INS AGENCY3 Filed as: GBS BENEFITS / GABE CHRISTENSEN | 2200 S MAIN STREET SUITE 600 SOUTH SALT LAKE, UT 84115 | EDUCATORS MUTUAL PLANS LIFE, ACCIDENT AND HEALTH, INC | $5K | — | $5K | 4.50% |
| GBS BENEFITS INS AGENCY3 Filed as: GBS BENEFITS / GABE CHRISTENSEN | 2200 S MAIN STREET SUITE 600 SOUTH SALT LAKE, UT 84115 | EDUCATORS MUTUAL PLANS LIFE, ACCIDENT AND HEALTH, INC | $3K | — | $3K | 4.50% |
| GBS BENEFITS INS AGENCY3 Filed as: GBS BENEFITS / GABE CHRISTENSEN | 2200 S MAIN STREET SUITE 600 SOUTH SALT LAKE, UT 84115 | EDUCATORS MUTUAL PLANS LIFE, ACCIDENT AND HEALTH, INC | $402 | — | $402 | 4.99% |
| GBS BENEFITS INS AGENCY3 Filed as: GBS BENEFITS / GABE CHRISTENSEN | 2200 S MAIN STREET SUITE 600 SOUTH SALT LAKE, UT 84115 | EDUCATORS MUTUAL PLANS LIFE, ACCIDENT AND HEALTH, INC | $232 | — | $232 | 5.00% |
| GBS BENEFITS INS AGENCY3 Filed as: GBS BENEFITS / GABE CHRISTENSEN | 2200 S MAIN STREET SUITE 600 SOUTH SALT LAKE, UT 84115 | EDUCATORS MUTUAL PLANS LIFE, ACCIDENT AND HEALTH, INC | $50 | — | $50 | 4.99% |
| GBS BENEFITS INS AGENCY3 Filed as: GBS BENEFITS / GABE CHRISTENSEN | 2200 S MAIN STREET SUITE 600 SOUTH SALT LAKE, UT 84115 | EDUCATORS MUTUAL PLANS LIFE, ACCIDENT AND HEALTH, INC | $34 | — | $34 | 5.06% |
| CHRISTENSEN GABRIEL - 91186S3 | 360 W BROADWAY UNIT #215 SALT LAKE CITY, UT 84101 | KANSAS CITY LIFE INSURANCE COMPANY | $66 | — | $66 | 10.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 174 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 174 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | EDUCATORS MUTUAL PLANS LIFE, ACCIDENT AND HEALTH, INC | 118 | $167K |
| Dental(2 contracts) | EDUCATORS MUTUAL PLANS LIFE, ACCIDENT AND HEALTH, INC | 142 | $13K |
| Vision(2 contracts) | EDUCATORS MUTUAL PLANS LIFE, ACCIDENT AND HEALTH, INC | 126 | $2K |
| Life insurance | KANSAS CITY LIFE INSURANCE COMPANY | 112 | $628 |
| Other | KANSAS CITY LIFE INSURANCE COMPANY | 112 | $628 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 142 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.