| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICE | 4777 SHARON ROAD 4TH FLOOR CHARLOTTE, NC 28289 | EQUITABLE FINANCIAL LIFE | $32K | $0 | $32K | 8.75% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | EQUITABLE FINANCIAL LIFE | $0 | $12K | $12K | 3.23% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 4777 SHARON ROAD 4TH FLOOR CHARLOTTE, NC 28289 | EQUITABLE FINANCIAL LIFE | $6K | $0 | $6K | 1.72% |
| PJ SKELTON LLC3 | 8163 REBONDA LOOP LAKWOOD RANCH, FL 34202 | COLONIAL LIFE | $9K | $8K | $17K | 17.47% |
| MCGRIFF INSURANCE SERVICES INC3 | 7701 AIRPORT CENTER DRIVE GREENSBORO, NC 27409 | COLONIAL LIFE | $9K | $0 | $9K | 9.82% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH MCLENNAN AGENCY LLC | 7701 AIRPORT CENTER DRIVE GREENSBORO, NC 27409 | COLONIAL LIFE | $5K | $0 | $5K | 4.89% |
| BARBARA BAXTER DEJOHN3 | 1154 TIDEWOOD DRIVE BETHEL PARK, PA 15102 | COLONIAL LIFE | $2K | $275 | $3K | 2.87% |
| BARDEN AND ASSOCIATES LLC3 | 93 RESTFUL COVE DADEVILLE, AL 36853 | COLONIAL LIFE | $1K | $728 | $2K | 2.24% |
| TIMOTHY LEVI GUFFEY3 | 300 BERMUDA CT DALLAS, GA 30157 | COLONIAL LIFE | $341 | $1K | $2K | 1.85% |
| MARGARITA MACIAS-CHARBONIER3 | 3649 LANA CIR TALLAHASSEE, FL 32308 | COLONIAL LIFE | $1K | $153 | $1K | 1.22% |
| CAROLE H WARREN3 | 2716 HANOVER CIR S APT 801 BIRMINGHAM, AL 35205 | COLONIAL LIFE | $577 | $292 | $869 | 0.91% |
| JEFFREY BLAKE TAYLOR3 | 13805 SAWTOOTH LANE NORTHPORT, AL 35475 | COLONIAL LIFE | $94 | $716 | $810 | 0.85% |
| GARY WAYNE LINVILLE3 | 6448 LINCOLN PARK PLACE NW HUNTSVILLE, AL 35806 | COLONIAL LIFE | $198 | $453 | $651 | 0.68% |
| HEATHER HORN3 | 126 REED LANE LOCUST FORK, AL 35097 | COLONIAL LIFE | $468 | $145 | $613 | 0.64% |
| THE HORTON GROUP3 Filed as: AMBER KRYSTINE HORTON | 4140 IRIS CT PENSACOLA, FL 32503 | COLONIAL LIFE | $96 | $389 | $485 | 0.51% |
| TIMOTHY J SLATER3 | 466 CARNEGIE DRIVE PITTSBURGH, PA 15243 | COLONIAL LIFE | $364 | $81 | $445 | 0.47% |
| DAVID TYLER BURRUS3 | 143 MERRELL DRIVE SHELBY, AL 35143 | COLONIAL LIFE | $136 | $302 | $438 | 0.46% |
| HARMON DENNIS BRADSHAW INC3 | P O BOX 241667 MONTGOMERY, AL 36124 | COLONIAL LIFE | $248 | $0 | $248 | 0.26% |
| RONALD AUSTIN WIMBERLEY3 | P O BOX 1097 SANTA ROSA BEACH, FL 32459 | COLONIAL LIFE | $144 | $78 | $222 | 0.23% |
| DEMPSEY D BELL3 | 17204 STATE HIGHWAY 21 MINTER, AL 36761 | COLONIAL LIFE | $100 | $0 | $100 | 0.10% |
| KARA HUGHES PARDUE3 | 623 SOUTHERN WAY SPANISH FORT, AL 36527 | COLONIAL LIFE | $45 | $0 | $45 | 0.05% |
| JOSHUA LEE BURSTON3 | 181 MAPLE HILL DRIVE NEWNAN, GA 30265 | COLONIAL LIFE | $27 | $0 | $27 | 0.03% |
| BRIAN W MORGAN3 | 905 N 1220 W PLEASANT GROVE, UT 84062 | COLONIAL LIFE | $26 | $0 | $26 | 0.03% |
| MELANIE DENISE DEYTON3 | 166 BROOKSIDE LANE BROOKS, GA 30205 | COLONIAL LIFE | $23 | $0 | $23 | 0.02% |
| DANIELLE BARDEN3 Filed as: DANIELLE R HARDEN | 228 PALMER DRIVE DADEVILLE, AL 36853 | COLONIAL LIFE | $15 | $0 | $15 | 0.02% |
| KAITLIN OKEEFE3 | 1805 RIDGEFIELD DRIVE PEACHTREE CITY, GA 30269 | COLONIAL LIFE | $9 | $0 | $9 | 0.01% |
| MELISSA BILLINGSLEY3 | 3224 OAKLEIGH CIRCLE OCEAN SPRINGS, MS 39564 | COLONIAL LIFE | $1 | $7 | $8 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 713 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 713 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | EQUITABLE FINANCIAL LIFE | 713 | $370K |
| Short-term disability | EQUITABLE FINANCIAL LIFE | 713 | $370K |
| Long-term disability | EQUITABLE FINANCIAL LIFE | 713 | $370K |
| Other | COLONIAL LIFE | 145 | $95K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 713 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.