| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCINTURF AND HARMON COMPANY LLC3 Filed as: THE MCINTURF & HARMON CO | 1100 BRANDYWINE BLVD STE F ZANESVILLE, OH 437017303 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | — | $7K | 14.49% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $562 | $3K | 6.02% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS5 | PO BOX 9201 AUSTIN, TX 787669201 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 4.83% |
| MARK METTILLE3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $321 | $2K | 27.14% |
| MCINTURF AND HARMON COMPANY LLC3 Filed as: THE MCINTURF & HARMON CO | 1100 BRANDYWINE BLVD STE F ZANESVILLE, OH 437017303 | METROPOLITAN LIFE INSURANCE COMPANY | $621 | — | $621 | 9.52% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $336 | $84 | $420 | 6.44% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 787669201 | METROPOLITAN LIFE INSURANCE COMPANY | — | $281 | $281 | 4.31% |
| MARK METTILLE3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $203 | $2K | 29.92% |
| MCINTURF AND HARMON COMPANY LLC3 Filed as: THE MCINTURF & HARMON CO | 1100 BRANDYWINE BLVD STE F ZANESVILLE, OH 437017303 | METROPOLITAN LIFE INSURANCE COMPANY | $565 | — | $565 | 11.12% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $243 | $60 | $303 | 5.96% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 787669201 | METROPOLITAN LIFE INSURANCE COMPANY | — | $205 | $205 | 4.03% |
| MARK METTILLE3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $181 | $1K | 27.76% |
| MCINTURF AND HARMON COMPANY LLC3 Filed as: THE MCINTURF & HARMON CO | 1100 BRANDYWINE BLVD STE F ZANESVILLE, OH 437017303 | METROPOLITAN LIFE INSURANCE COMPANY | $491 | — | $491 | 10.28% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $226 | $55 | $281 | 5.88% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 787669201 | METROPOLITAN LIFE INSURANCE COMPANY | — | $192 | $192 | 4.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 179 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 179 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 43 | $16K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 195 | $47K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 195 | $47K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 195 | $47K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 195 | $47K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 195 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.