| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: GUNN-MOWERY LLC | P.O. BOX 900 CAMP HILL, PA 17001 | HIGHMARK, INC. | $3K | $0 | $3K | 8.36% |
| ASSUREDPARTNERS3 Filed as: GUNN-MOWERY, LLC | 650 NORTH 12TH ST LEMOYNE, PA 17043 | UNUM LIFE INSURANCE COMPANY OD AMERICA | $3K | $300 | $3K | 12.64% |
| ASSUREDPARTNERS3 Filed as: GUNN-MOWERY, LLC | 650 NORTH 12TH ST LEMOYNE, PA 17043 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $126 | $2K | 16.25% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HIGHMARK, INC EIN 23-1294723 ADMIN | Claims processing Service code 12 | — | $25K |
| GUNN MOWERY, LLC BROKER | Claims processing Service code 12 | 650 NORTH 12 ST LEMOYNE, PA 17043 | $20K |
| THE BENECON GROUP EIN 23-1315351 BROKER | Claims processing Service code 12 | — | $12K |
| CONNECTCARE3 EIN 26-1768616 PATIENT ADVOCATE | Other services Service code 49 | — | $3K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 72 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 73 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | HIGHMARK, INC. | 85 | $39K |
| Vision | HIGHMARK, INC. | 85 | $39K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 21 | $10K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OD AMERICA | 20 | $24K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OD AMERICA | 20 | $24K |
| Stop-loss / reinsurancereinsurance | EVERET REINSURANCE COMPANY | 72 | $170K |
| Other(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 21 | $10K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 85 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.