| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 2 AQUARIUM DR STE 200 CAMDEN, NJ 08103 | OXFORD HEALTH INSURANCE, INC | $166K | — | $166K | 4.27% |
| CORPORATE SYNERGIES GROUP LLC3 | 2 AQUARIUM DR STE 200 CAMDEN, NJ 081031000 | UNITEDHEALTHCARE INSURANCE COMPANY | $16K | — | $16K | 4.67% |
| CORPORATE SYNERGIES GROUP LLC3 | THE FERRY TERMINAL BUILDING 2 AQUARIUM DR STE 200 CAMDEN, NJ 08103 | MUTUAL OF OMAHA INSURANCE COMPANY | — | $6K | $6K | 4.07% |
| CORPORATE SYNERGIES GROUP LLC3 | THE FERRY TERMINAL BUILDING 2 AQUARIUM DR STE 200 CAMDEN, NJ 08103 | COMPANION LIFE INSURANCE COMPANY | — | $4K | $4K | 3.82% |
| CHRISTINE M. MCCULLUGH3 Filed as: CHRISTINE WALSH | 255 W NECK RD HUNTINGTON, NY 11743 | AFLAC | $7K | $317 | $7K | 9.71% |
| KIRSTEN E WALSH3 | 168 RUSSELL ST APT 1R BROOKLYN, NY 11222 | AFLAC | $5K | $106 | $5K | 6.54% |
| MJ INSURANCE3 Filed as: GILBERTO DASILVA AND VARIOUS AGENTS | 33 BARRYPARK CT ALBERTSON, NY 11507 | AFLAC | $2K | $3 | $2K | 2.35% |
| JACQUES P DAVID CORPORATION3 | 125 JERICHO TPKE STE 201 JERICHO, NY 11753 | AFLAC | $2K | $67 | $2K | 2.21% |
| SEAN FX GLEASON LLC3 | 52 HOLIDAY PARK DR HAUPPAUGE, NY 11788 | AFLAC | $356 | $16 | $372 | 0.50% |
| ROGER W BORSETT3 | 1999 OAKLAND AVE WANTAGH, NY 11793 | AFLAC | $328 | — | $328 | 0.44% |
| JACQUES P DAVID CORPORATION3 | 35 PINELAWN RD STE 190 MELVILLE, NY 11747 | AFLAC | $281 | $7 | $288 | 0.39% |
| CHRISTINE M. MCCULLUGH3 Filed as: CHRISTINE WALSH | 255 W NECK RD HUNTINGTON, NY 11743 | AFLAC | $2K | $12 | $2K | 9.86% |
| KIRSTEN E WALSH3 | 168 RUSSELL ST APT 1R BROOKLYN, NY 11222 | AFLAC | $1K | $60 | $1K | 6.62% |
| JACQUES P DAVID CORPORATION3 | 125 JERICHO TPKE STE 201 JERICHO, NY 11753 | AFLAC | $306 | $12 | $318 | 1.98% |
| MJ INSURANCE3 Filed as: ROGER W BORSETT AND VARIOUS AGENTS | 1999 OAKLAND AVE WANTAGH, NY 11793 | AFLAC | $166 | — | $166 | 1.03% |
| KENNETH C MEIER CORP3 | 401 FRANKLIN AVE STE 312 GARDEN CITY, NY 11530 | AFLAC | $66 | — | $66 | 0.41% |
| JACQUES P DAVID CORPORATION3 | 35 PINELAWN RD STE 190 MELVILLE, NY 11747 | AFLAC | $58 | — | $58 | 0.36% |
| PROFILE COMMERCIAL CORPORATION3 Filed as: PROFILE COMMERCIAL | CORPORATION 320 S SERVICE RD MELVILLE, NY 11747 | AFLAC | $51 | — | $51 | 0.32% |
| CHRISTINE M. MCCULLUGH3 Filed as: CHRISTINE WALSH | 255 W NECK RD HUNTINGTON, NY 11743 | AFLAC | $2K | $11 | $2K | 10.71% |
| KIRSTEN E WALSH3 | 168 RUSSELL ST APT 1R BROOKLYN, NY 11222 | AFLAC | $1K | $56 | $1K | 6.96% |
| JACQUES P DAVID CORPORATION3 | 125 JERICHO TPKE STE 201 JERICHO, NY 11753 | AFLAC | $353 | $11 | $364 | 2.37% |
| MICHAEL BURACK3 | 125 JERICHO TPKE STE 201 JERICHO, NY 11753 | AFLAC | $76 | — | $76 | 0.49% |
| JACQUES P DAVID CORPORATION3 | 35 PINELAWN RD STE 190 MELVILLE, NY 11747 | AFLAC | $66 | — | $66 | 0.43% |
| MJ INSURANCE3 Filed as: EDWIN O'CONNOR AND VARIOUS AGENTS | PO BOX 166 MASSAPEQUA, NY 11758 | AFLAC | $64 | — | $64 | 0.42% |
| ROGER W BORSETT3 | 1999 OAKLAND AVE WANTAGH, NY 11793 | AFLAC | $51 | — | $51 | 0.33% |
| KIRSTEN E WALSH3 | 168 RUSSELL ST APT 1R BROOKLYN, NY 11222 | AFLAC | $327 | $70 | $397 | 3.13% |
| KENNETH C MEIER CORP3 | AND VARIOUS AGENTS 401 FRANKLIN AVE STE 312 GARDEN CITY, NY 11530 | AFLAC | $313 | — | $313 | 2.47% |
| CHRISTINE M. MCCULLUGH3 Filed as: CHRISTINE WALSH | 255 W NECK RD HUNTINGTON, NY 11743 | AFLAC | $219 | $14 | $233 | 1.84% |
| SEAN FX GLEASON LLC3 | 52 HOLIDAY PARK DR HAUPPAUGE, NY 11788 | AFLAC | $191 | — | $191 | 1.51% |
| JACQUES P DAVID CORPORATION3 | 125 JERICHO TPKE STE 201 JERICHO, NY 11753 | AFLAC | $135 | $14 | $149 | 1.18% |
| ROGER W BORSETT3 | 1999 OAKLAND AVE WANTAGH, NY 11793 | AFLAC | $118 | — | $118 | 0.93% |
| EDWIN O'CONNOR3 | PO BOX 166 MASSAPEQUA, NY 11758 | AFLAC | $88 | — | $88 | 0.69% |
| CHRISTINE M WALSH3 | 255 W NECK RD HUNTINGTON, NY 11743 | AFLAC | $1K | $36 | $1K | 27.37% |
| KIRSTEN E WALSH3 Filed as: KIRSTEN ELIZABET WALSH | 125 JERICHO TPKE STE 201 JERICHO, NY 11753 | AFLAC | $874 | $33 | $907 | 21.13% |
| JACQUES P DAVID CORPORATION3 Filed as: JACQUES P DAVID | 35 PINELAWN RD STE 190 MELVILLE, NY 11747 | AFLAC | $236 | — | $236 | 5.50% |
| CHRISTINE M WALSH3 | 255 W NECK RD HUNTINGTON, NY 11743 | AFLAC | $885 | — | $885 | 31.97% |
| KIRSTEN E WALSH3 Filed as: KIRSTEN ELIZABET WALSH | 125 JERICHO TPKE STE 201 JERICHO, NY 11753 | AFLAC | $302 | — | $302 | 10.91% |
| JACQUES P DAVID CORPORATION3 Filed as: JACQUES P DAVID | 35 PINELAWN RD STE 190 MELVILLE, NY 11747 | AFLAC | $139 | — | $139 | 5.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 619 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 619 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | OXFORD HEALTH INSURANCE, INC | 513 | $3.9M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 504 | $339K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 504 | $339K |
| Life insurance(2 contracts, 2 carriers) | MUTUAL OF OMAHA INSURANCE COMPANY | 619 | $259K |
| Short-term disability | MUTUAL OF OMAHA INSURANCE COMPANY | 617 | $144K |
| Long-term disability | MUTUAL OF OMAHA INSURANCE COMPANY | 617 | $144K |
| Prescription drug | OXFORD HEALTH INSURANCE, INC | 513 | $3.9M |
| Other(7 contracts, 2 carriers) | MUTUAL OF OMAHA INSURANCE COMPANY | 617 | $270K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 619 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.