| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (SE) INC. | 1901 ROXBOROUGH RD. CHARLOTTE, NC 28211 | BLUE CROSS BLUE SHIELD HEALTH PLAN OF GEORGIA | $587K | — | $587K | 2.77% |
| FALLON BENEFITS GROUP INC.3 Filed as: FALLON BENEFITS GROUP, INC | 3445 PEACHTREE STREET NW STE 200 ATLANTA, GA 30326 | BLUE CROSS BLUE SHIELD HEALTH PLAN OF GEORGIA | $128K | — | $128K | 0.61% |
| SHAWHANKINS3 | 351 WASHINGTON AVE. SUITE 120 MARIETTA, GA 30060 | BLUE CROSS BLUE SHIELD HEALTH PLAN OF GEORGIA | — | $16K | $16K | 0.08% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES INC. | 1901 ROXBOROUGH RD SUITE 300 CHARLOTTE, NC 28211 | GREATER GEORGIA LIFE INSURANCE COMPANY | $116K | — | $116K | 8.76% |
| FALLON BENEFITS GROUP INC.3 Filed as: FALLON BENEFITS GROUP INC | 3445 PEACHTREE RD STE 200 ATLANTA, GA 30326 | GREATER GEORGIA LIFE INSURANCE COMPANY | $44K | — | $44K | 3.30% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (SE) INC | 1901 ROXBOROUGH ROAD SUITE 300 CHARLOTTE, NC 28211 | DELTA DENTAL INSURANCE COMPANY | $88K | — | $88K | 7.45% |
| FALLON BENEFITS GROUP INC.3 Filed as: FALLON BENEFITS GROUP, INC. | 3445 PEACHTREE ROAD NE SUITE 200 ATLANTA, GA 30326 | DELTA DENTAL INSURANCE COMPANY | $30K | — | $30K | 2.55% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (SE) | 1901 ROXBOROUGH RD. STE 300 CHARLOTTE, NC 28211 | KAISER FOUNDATION HEALTH PLAN, INC. | $25K | — | $25K | 4.20% |
| FALLON BENEFITS3 | 3445 PEACHTREE ROAD NE STE 200 ATLANTA, GA 30326 | KAISER FOUNDATION HEALTH PLAN, INC. | $3K | — | $3K | 0.45% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (SE) | 1901 ROXBOROUGH RD. STE 300 CHARLOTTE, NC 28211 | KAISER FOUNDATION HEALTH PLAN, INC. | $13K | — | $13K | 4.26% |
| FALLON BENEFITS GROUP INC.3 Filed as: FALLON BENEFITS GROUP, LLC | 3445 PEACHTREE ROAD NE STE 200 ATLANTA, GA 30326 | KAISER FOUNDATION HEALTH PLAN, INC. | $1K | — | $1K | 0.38% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,314 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 28 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,342 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | BLUE CROSS BLUE SHIELD HEALTH PLAN OF GEORGIA | 4,072 | $22.1M |
| Dental | DELTA DENTAL INSURANCE COMPANY | 2,556 | $1.2M |
| Vision(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD HEALTH PLAN OF GEORGIA | 4,072 | $21.2M |
| Life insurance | GREATER GEORGIA LIFE INSURANCE COMPANY | 1,314 | $1.3M |
| Short-term disability | GREATER GEORGIA LIFE INSURANCE COMPANY | 1,314 | $1.3M |
| Long-term disability | GREATER GEORGIA LIFE INSURANCE COMPANY | 1,314 | $1.3M |
| Prescription drug | UNIVERSITY HEALTH ALLIANCE | 5 | $33K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,072 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.