| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | COMMUNITY INSURANCE COMPANY | $25K | $529 | $25K | 5.06% |
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | 4200 ROCKSIDE RD STE 103 INDEPENDENCE, OH 44131 | COMMUNITY INSURANCE COMPANY | $0 | $9K | $9K | 1.74% |
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | 4200 ROCKSIDE ROAD CLEVELAND, OH 44131 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 8.86% |
| SONNHALTER INSURANCE GROUP LLC3 | 3931 GREENTREE RD STOW, OH 44224 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $481 | — | $481 | 2.41% |
| KEVIN WRONA3 | 9740 CEDARWOOD DR NORTH ROYALTON, OH 44133 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $217 | $195 | $412 | 2.07% |
| JAMES ABRAHAM3 | 6178 CEDAR CT SOLON, OH 44139 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $272 | — | $272 | 1.36% |
| JOHN J TYTKO3 | 8803 BRECKSVILLE RD BRECKSVILLE, OH 44141 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $271 | — | $271 | 1.36% |
| MARIBETH CHALLENGER3 | 8553 DUNHAM DR OLMSTED TWP, OH 44138 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $68 | — | $68 | 0.34% |
| COORDINATION GROUP LLC3 | 13130 W 130TH STREET STRONGSVILLE, OH 44136 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | $26 | $40 | 0.20% |
| DARLENE D. GALL AND OTHER AGENTS3 Filed as: DARLENE D GALL | 33240 BAINBRIDGE ROAD SOLON, OH 44139 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | $7 | $21 | 0.11% |
| DAVID CAMPANA INSURANCE LTD3 Filed as: DAVID LEE CAMPANA | 341 COPPER CREEK AMHERST, OH 44001 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | — | $17 | 0.09% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | ANTHEM LIFE INSURANCE COMPANY | $731 | $130 | $861 | 13.38% |
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | 4200 ROCKSIDE RD STE 103 INDEPENDENCE, OH 44131 | ANTHEM LIFE INSURANCE COMPANY | $0 | $369 | $369 | 5.73% |
| SELECT GROUP BENEFITS LLC3 Filed as: SELECT LIQUIDATING LLC | 33 MERZ BLVD SUITE 1 AKRON, OH 44333 | ANTHEM LIFE INSURANCE COMPANY | -$1 | — | -$1 | -0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 232 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 232 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITY INSURANCE COMPANY | 184 | $500K |
| Dental | COMMUNITY INSURANCE COMPANY | 184 | $500K |
| Vision | COMMUNITY INSURANCE COMPANY | 184 | $500K |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 232 | $26K |
| Other(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 232 | $26K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 232 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.