| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RESOURCE ALLIANCE LLC3 | 1725 WINDWARD CONCOURSE STE 100 ALPHARETTA, GA 30005 | ANTHEM INSURANCE COMPANIES INC | $41K | $2K | $44K | 3.53% |
| HIGGINBOTHAM INS AGENCY INC3 | PO BOX 908 FORT WORTH, TX 761010908 | ANTHEM INSURANCE COMPANIES INC | $15K | $0 | $15K | 1.20% |
| RESOURCE ALLIANCE LLC3 | 1725 WINDWARD CONCOURSE STE 100 ALPHARETTA, GA 30005 | GREATER GEORGIA LIFE INSURANCE COMPANY | $5K | $1K | $6K | 9.21% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 140 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 146 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM INSURANCE COMPANIES INC | 313 | $1.2M |
| Dental | ANTHEM INSURANCE COMPANIES INC | 313 | $1.2M |
| Vision | ANTHEM INSURANCE COMPANIES INC | 313 | $1.2M |
| Life insurance | GREATER GEORGIA LIFE INSURANCE COMPANY | 36 | $66K |
| Short-term disability | GREATER GEORGIA LIFE INSURANCE COMPANY | 36 | $66K |
| Long-term disability | GREATER GEORGIA LIFE INSURANCE COMPANY | 36 | $66K |
| Other | GREATER GEORGIA LIFE INSURANCE COMPANY | 36 | $66K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 313 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.