| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES, INC | — | BLUECROSS BLUESHIELD OF ILLINOIS | $94K | $2K | $96K | 3.77% |
| MESIROW INSURANCE SERVICES INC3 | — | BLUECROSS BLUESHIELD OF ILLINOIS | — | $2K | $2K | 0.08% |
| PLANNED ADMINISTRATORS, INC.3 Filed as: PLANNED ADMINISTRATORS, INC | — | PLANNED ADMINISTRATORS INC | — | $83K | $83K | 17.79% |
| INSURANCE APPLICATIONS GROUP3 | — | PLANNED ADMINISTRATORS INC | $80K | — | $80K | 17.06% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERRVICES, INC | — | PLANNED ADMINISTRATORS INC | $14K | — | $14K | 3.01% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 353 NORTH CLARK STREET SUITE 1100 HOUSTON, TX 77024 | DEARBORN LIFE INSURANCE COMPANY | $19K | — | $19K | 12.22% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 800 GESSNER ROAD SUITE 300 HOUSTON, TX 77024 | DEARBORN LIFE INSURANCE COMPANY | $4K | $3K | $7K | 4.47% |
| PLANNED ADMINISTRATORS, INC.3 Filed as: PLANNED ADMINISTRATORS, INC | — | PLANNED ADMINISTRATORS INC | — | $15K | $15K | 17.82% |
| INSURANCE APPLICATIONS GROUP3 | — | PLANNED ADMINISTRATORS INC | $15K | — | $15K | 17.11% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERRVICES, INC | — | PLANNED ADMINISTRATORS INC | $3K | — | $3K | 3.03% |
| PLANNED ADMINISTRATORS, INC.3 Filed as: PLANNED ADMINISTRATORS, INC | — | PLANNED ADMINISTRATORS INC | $6K | — | $6K | 17.68% |
| INSURANCE APPLICATIONS GROUP3 | — | PLANNED ADMINISTRATORS INC | $6K | — | $6K | 17.20% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERRVICES, INC | — | PLANNED ADMINISTRATORS INC | $976 | — | $976 | 3.04% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B STREET FLOOR 6 SAN DIEGO, CA 92101 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | $975 | $3K | 13.99% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | PO BOX 745977 LOS ANGELES, CA 90074 | METROPOLITAN GENERAL INSURANCE COMPANY | $544 | $27 | $571 | 14.71% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES, INC | 353 NORTH CLARK STREET CHICAGO, IL 60654 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $51 | — | $51 | 1.59% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES, INC | 353 NORTH CLARK STREET CHICAGO, IL 60654 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $106 | — | $106 | 4.50% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC - HQ | 18100 VON KARMAN AVENUE 10TH FLOOR IRVINE, CA 92612 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $2 | $2 | 0.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 875 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 12 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 891 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF ILLINOIS | 747 | $3.1M |
| Dental(4 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF ILLINOIS | 747 | $3.1M |
| Vision(4 contracts, 2 carriers) | PLANNED ADMINISTRATORS INC | 747 | $612K |
| Life insurance(4 contracts, 2 carriers) | PLANNED ADMINISTRATORS INC | 747 | $743K |
| Short-term disability(4 contracts, 2 carriers) | PLANNED ADMINISTRATORS INC | 747 | $743K |
| Long-term disability | DEARBORN LIFE INSURANCE COMPANY | 243 | $155K |
| Stop-loss / reinsurancereinsurance(3 contracts) | SUS INSURANCE COMPANY | 49 | $50K |
| Other(8 contracts, 6 carriers) | PLANNED ADMINISTRATORS INC | 747 | $760K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 747 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.