| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SHOOP INSURANCE AGENCY LLC3 | — | BLUECROSS BLUESHIELD OF TEXAS | $68K | — | $68K | 4.48% |
| TIFFANY VAZQUEZ3 | 2126 GEORGE RICHEY ROAD LONGVIEW, TX 75604 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $18K | $7K | $25K | 13.36% |
| STEPHANIE DENISE WARNER3 | 5956 ORCHID ROAD ORE CITY, TX 75683 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9K | $16K | $25K | 13.10% |
| RANDI PHILLIPS3 | 1017 DOGWOOD STREET GILMER, TX 75644 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17K | $7K | $24K | 12.87% |
| PARSONS BENEFITS GROUP LLC3 | 5603 PALLADIO LANE LONGVIEW, TX 75605 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11K | $12K | $23K | 12.09% |
| SHOOP INSURANCE AGENCY LLC3 | 206 TENAHA STREET CENTER, TX 75935 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17K | $2K | $19K | 10.00% |
| HUGHES FINANCIAL CONSULTANTS LLC3 | 2811 MEADOWLARK LANE LONGVIEW, TX 75701 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7K | $5K | $12K | 6.54% |
| DEYSI LUCERO BENITEZ3 | 3701 HYNSON SPRINGS ROAD MARSHALL, TX 75670 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9K | $3K | $12K | 6.47% |
| JESSICA QUINN3 | 231 BROOKSIDE DRIVE LONGVIEW, TX 75602 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7K | $1K | $8K | 4.27% |
| EDNEY ENTERPRISES LLC3 | 22873 COUNTY ROAD 3107 GLADEWATER, TX 75647 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $542 | $1K | $2K | 0.99% |
| SHOOP INSURANCE AGENCY LLC3 Filed as: SHOOP INSURANCE AGENCY | 206 TENAHA STREET CENTER, TX 75935 | STARMOUNT LIFE INSURANCE COMPANY | $1K | — | $1K | 13.29% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 195 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 195 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 256 | $1.5M |
| Dental | STARMOUNT LIFE INSURANCE COMPANY | 164 | $8K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 164 | $8K |
| Life insurance | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 86 | $189K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 86 | $189K |
| Long-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 86 | $189K |
| Other | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 86 | $189K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 256 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.