| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COMPASS CONSULTING GROUP INC3 Filed as: COMPASS CONSULTING GROUP | 4348 SOUTHPOINT BLVD STE 400 JACKSONVILLE, FL 32216 | FLORIDA BLUE | $0 | $0 | $0 | 0.00% |
| TRUST MANAGEMENT GROUP5 Filed as: TRUST MANAGEMENT GROUP DBA SELECT S | 300 PRIIMERA BLVD. SUITE 140 LAKE MARY, FL 32746 | METROPOLITAN LIFE INSURANCE COMPANY | — | $69K | $69K | 5.27% |
| TRUST MANAGEMENT GROUP3 Filed as: TRUST MANAGEMENT GROUP DBA SELECT S | 300 PRIIMERA BLVD. SUITE 140 LAKE MARY, FL 32746 | METROPOLITAN LIFE INSURANCE COMPANY | $49K | — | $49K | 3.74% |
| FLORIDA PHOENIX GROUP LLC3 Filed as: FLORIDA BANKERS HEALTH CONSORTIUM | 300 PRIMERA BLVD. STE 140 LAKE MARY, FL 32746 | METROPOLITAN LIFE INSURANCE COMPANY | $37K | — | $37K | 2.82% |
| INSURANCE OFFICE OF AMERICA3 Filed as: INSURANCE OFFICE OF AMERICA, INC | 1855 W STATE RD 434 LONGWOOD, FL 32750 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | $21 | $11K | 0.82% |
| ACRISURE LLC3 Filed as: ACISURE LLC DBA ALL TRUST INS. | 5664 PRAIRIE CREEK DR SE CALEDONIA, MI 32750 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | $20 | $10K | 0.77% |
| INSURANCE CONSULTING GROUP INC3 Filed as: INSURANCE CONSULTING GROUP, INC | 799 BIRCKELL PLZ SUITE 600 MIAMI, FL 33131 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | — | $6K | 0.45% |
| GRAVITY BENEFITS INC3 Filed as: GRAVITY BENEFITS, INC | 26701 DUBLIN WOODS CIRCLE STE 2 BONITA SPRINGS, FL 34135 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $1K | $5K | 0.39% |
| ACRISURE LLC3 Filed as: ACISURE LLC DBA HEAD CAPITAL ADV. | P.O. BOX 1788 GRAND RAPIDS, MI 49501 | METROPOLITAN LIFE INSURANCE COMPANY | — | $4K | $4K | 0.29% |
| M.E. WILSON COMPANY, LLC3 Filed as: M. E. WILSON COMPANY LLC | 300 W PLATT STREET SUITE 200 TAMPA, FL 33606 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 0.26% |
| THE CLEMONS COMPANY3 | P.O. BOX 2298 PANAMA CITY, FL 32402 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 0.23% |
| SAPOZNIK INSURANCE & ASSOCIATES INC3 Filed as: SAPOZNIK INSURANCE & ASSOCIATES,INC | 1100 NW 163RD STREET FL 2 NORTH MIAMI BEACH, FL 33162 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $996 | $3K | 0.19% |
| INSURANCE OFFICE OF AMERICA3 Filed as: INSURANCE OFFICE OF AMERICA, INC | 1855 W STATE RD 434 LONGWOOD, FL 32750 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 0.17% |
| RON SELLERS & ASSOCIATES INC3 Filed as: RON SELLERS & ASSOCIATES, INC | 300 AVENUE OF CHAMPIONS STE 240 PALM BEACH GARDENS, FL 33418 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 0.12% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INS SERVICES LLC | P.O. BOX 61007 VIRGINIA BEACH, VA 23466 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $51 | $2K | 0.12% |
| CUNDY, INC.3 Filed as: CUNDY, INC | P.O. BOX 24080 FORT LAUDERDALE, FL 33307 | METROPOLITAN LIFE INSURANCE COMPANY | $925 | — | $925 | 0.07% |
| ADOCK JOHN INSURANCE AGENCY, INC3 | 313 W FLETCHER AVENUE TAMPA, FL 33612 | METROPOLITAN LIFE INSURANCE COMPANY | $272 | — | $272 | 0.02% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INS SERVICES LLC | P.O. BOX 61007 VIRGINIA BEACH, VA 23466 | METROPOLITAN LIFE INSURANCE COMPANY | — | $221 | $221 | 0.02% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ | P.O. BOX 632886 CINCINNATI, OH 45263 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 0.48% |
| INSURANCE OFFICE OF AMERICA3 | 1855 WEST STATE ROAD 434 LONGWOOD, FL 32750 | METROPOLITAN LIFE INSURANCE COMPANY | $796 | — | $796 | 0.28% |
| INSURANCE CONSULTING GROUP INC3 Filed as: INSURANCE CONSULTING GROUP | 799 BRICKELL PLAZA, STE #600 MIAMI, FL 33131 | METROPOLITAN LIFE INSURANCE COMPANY | $551 | — | $551 | 0.20% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | 2965 ALT 19 PALM HARBOR, FL 34683 | METROPOLITAN LIFE INSURANCE COMPANY | $442 | — | $442 | 0.16% |
| THE HAGAR GROUP3 | 950 W. MAIN STREET INVERNESS, FL 34450 | METROPOLITAN LIFE INSURANCE COMPANY | $429 | — | $429 | 0.15% |
| FRINGE BENEFIT PLANS INC3 Filed as: FRINGE BENEFIT PLANS | 2211 LEE ROAD STE 100 WINTER PARK, FL 32789 | METROPOLITAN LIFE INSURANCE COMPANY | $421 | — | $421 | 0.15% |
| JOHN R STONER ORG INC3 Filed as: JOHN R. STONER ORG, INC. | 700 CENTRAL AVE STE 404 ST. PETERSBURG, FL 33701 | METROPOLITAN LIFE INSURANCE COMPANY | $252 | — | $252 | 0.09% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES | P.O. BOX 62689 VIRGINIA BEACH, VA 23466 | METROPOLITAN LIFE INSURANCE COMPANY | $197 | — | $197 | 0.07% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN | 1421 PINE RIDGE RD. STE 200 NAPLES, FL 34109 | METROPOLITAN LIFE INSURANCE COMPANY | $186 | — | $186 | 0.07% |
| COMPASS CONSULTING GROUP INC3 Filed as: COMPASS CONSULTING GROUP | 4348 SOUTHPOINT BLVD. STE 2 JACKSONVILLE, FL 32216 | METROPOLITAN LIFE INSURANCE COMPANY | $182 | — | $182 | 0.06% |
| CELEDINAS INSURANCE GROUP3 Filed as: CELEDINAS INSURANCE | 4400 PGA BLVD. STE 1000 PALM BEACH GARDENS, FL 33410 | METROPOLITAN LIFE INSURANCE COMPANY | $167 | — | $167 | 0.06% |
| RON SELLERS & ASSOCIATES INC3 Filed as: RON SELLERS & ASSOCIATES, INC. | 300 AVENUE OF THE CHAMPIONS PALM BEACH GARDENS, FL 33418 | METROPOLITAN LIFE INSURANCE COMPANY | $161 | — | $161 | 0.06% |
| RAIMEY CORPORATION3 | 12450 BRANTLEY COMMONS COURT FORT MEYERS, FL 33907 | METROPOLITAN LIFE INSURANCE COMPANY | $149 | — | $149 | 0.05% |
| M.E. WILSON COMPANY, LLC3 Filed as: M.E. WILSON | 300 W. PLATT STREET TAMPA, FL 33606 | METROPOLITAN LIFE INSURANCE COMPANY | $138 | — | $138 | 0.05% |
| HYLANT GROUP INC3 Filed as: HYLANT OF ORLANDO, LLC | 811 MADISON AVENUE TOLEDO, OH 43604 | METROPOLITAN LIFE INSURANCE COMPANY | $123 | — | $123 | 0.04% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 4498 W. US. HWY 90 LAKE CITY, FL 32055 | METROPOLITAN LIFE INSURANCE COMPANY | $106 | — | $106 | 0.04% |
| SAPOZNIK INSURANCE & ASSOCIATES INC3 Filed as: SAPOZNIK INSURANCE | 1100 NE 163 STREET NORTH MIAMI BEACH, FL 33162 | METROPOLITAN LIFE INSURANCE COMPANY | $104 | — | $104 | 0.04% |
| LASSITER WARE3 Filed as: LASSITER-WARE INSURANCE | 1317 CITIZENS BLVD LEESBURG, FL 34748 | METROPOLITAN LIFE INSURANCE COMPANY | $90 | — | $90 | 0.03% |
| THE ELAN GROUP3 Filed as: ELAN GROUP | 2910 BAY TO BAY BLVD TAMPA, FL 33629 | METROPOLITAN LIFE INSURANCE COMPANY | $85 | — | $85 | 0.03% |
| JEFFREY PERSKY & ASSOCIATES3 | 3146 TIMBERVIEW DRIVE DUNEDIN, FL 34698 | METROPOLITAN LIFE INSURANCE COMPANY | $66 | — | $66 | 0.02% |
| CUNDY, INC.3 | P.O. BOX 24080 FT. LAUDERDALE, FL 33307 | METROPOLITAN LIFE INSURANCE COMPANY | $25 | — | $25 | 0.01% |
| INSURANCE CONSULTING GROUP INC3 Filed as: INSURANCE CONSULTING GROUP, INC | 799 BRICKELL PLZ STE 600 MIAMI, FL 33131 | SAFEGUARD HEALTH PLANS, INC. A FLORIDA CORPORATION | $6K | — | $6K | 7.83% |
| TRUST MANAGEMENT GROUP3 Filed as: TRUST MANAGEMENT GROUP DBA SELECT S | 300 PRIMERA BLVD STE 140 LAKE MARY, FL 32746 | SAFEGUARD HEALTH PLANS, INC. A FLORIDA CORPORATION | $470 | — | $470 | 0.59% |
| CUNDY, INC.3 Filed as: CUNDY, INC | P.O. BOX 24080 FORT LAUDERDALE, FL 33307 | SAFEGUARD HEALTH PLANS, INC. A FLORIDA CORPORATION | $310 | — | $310 | 0.39% |
| ADCOCK JOHN INSURANCE AGENCY INC3 Filed as: ADCOCK JOHN INSURANCE AGENCY, INC | 313 W FLETCHER AVENUE TAMPA, FL 33612 | SAFEGUARD HEALTH PLANS, INC. A FLORIDA CORPORATION | $195 | — | $195 | 0.25% |
| THE CLEMONS COMPANY3 | P.O. BOX 2298 PANAMA CITY, FL 32402 | SAFEGUARD HEALTH PLANS, INC. A FLORIDA CORPORATION | $190 | — | $190 | 0.24% |
| M.E. WILSON COMPANY, LLC3 Filed as: M.E. WILSON COMPANY LLC | 300 W PLATT ST STE 200 TAMPA, FL 33606 | SAFEGUARD HEALTH PLANS, INC. A FLORIDA CORPORATION | $60 | — | $60 | 0.08% |
| RON SELLERS & ASSOCIATES INC3 Filed as: RON SELLERS & ASSOCIATES, INC | 300 AVENUE OF CHAMPIONS STE 240 PALM BEACH GARDENS, FL 33418 | SAFEGUARD HEALTH PLANS, INC. A FLORIDA CORPORATION | $17 | — | $17 | 0.02% |
| BRAYBOY & ASSOCIATES D/B/A ALLTRUST3 Filed as: BRAYBOY & ASSOCIATES DBA ALL TRUST | 2965 ALT 19 PALM HARBOR, FL 34683 | SAFEGUARD HEALTH PLANS, INC. A FLORIDA CORPORATION | $10 | — | $10 | 0.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF FL EIN 59-2015694 CLAIMS ADMINISTRATOR | Claims processing Service code 12 | 4800 DEERWOOD CAMPUS PKWY, DU-3 JACKSONVILLE, FL 32246 | $2.5M |
| TRUST MANAGEMENT GROUP EIN 59-2985259 THIRD PARTY ADMINISTRATOR | Contract Administrator Service code 13 | 300 PRIMERA BLVD. STE 140 LAKE MARY, FL 32746 | $1.9M |
| MILLIMAN EIN 91-0675641 ACTUARY | Actuarial Service code 11 | 1120 SOUTH STREET, STE 400 OMAHA, NE 68124 | $338K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,995 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 65 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,060 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 4,559 | $1.4M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 4,559 | $281K |
| Other | FLORIDA BLUE | 3,782 | $2.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,559 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.