| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MEDOVA HEALTHCARE5 Filed as: MEDOVA HEALTHCARE FINANCIAL GROUP | 8300 E THORN DR STE 300 WICHITA, KS 67226 | IOA RE, LLC | — | $29K | $29K | 6.84% |
| HAWAII MAINLAND ADMINISTRATORS5 | 1600 W BROADWAY RD STE 300 TEMPE, AZ 85282 | IOA RE, LLC | — | $8K | $8K | 1.84% |
| MICHAEL FLOODMAN3 Filed as: MICHAEL R FLOODMAN | 6911 ABERDEEN AVE WICHITA, KS 67206 | IOA RE, LLC | $5K | — | $5K | 1.21% |
| PETRICH BENEFIT PLAN SERVICES, INC.3 Filed as: PETRICH BENEFIT PLAN SERVICES INC | 8300 E THORN DR STE 300 WICHITA, KS 67226 | IOA RE, LLC | $5K | — | $5K | 1.13% |
| PHCS4 Filed as: MULTIPLAN INC PHCS | BOX 29380 NEW YORK, NY 10087 | IOA RE, LLC | — | $4K | $4K | 1.00% |
| BUZZ HR LLC4 | PO BOX 700 MADISONVILLE, LA 70447 | IOA RE, LLC | — | $3K | $3K | 0.73% |
| INTERNATIONAL PIZZA HUT FRANCHISE3 | 7829 E ROCKHILL STE 201 WICHITA, KS 67206 | IOA RE, LLC | $2K | — | $2K | 0.50% |
| CARE ADVOCATES4 | 8300 E THORN DR STE 300 WICHITA, KS 67226 | IOA RE, LLC | — | $1K | $1K | 0.30% |
| WPPA INC4 Filed as: WPPA INC DBA PROVIDRS CARE | 1102 S HILLSIDE WICHITA, KS 67211 | IOA RE, LLC | — | $1K | $1K | 0.27% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | IOA RE, LLC | 95 | $427K |
| Stop-loss / reinsurancereinsurance | IOA RE, LLC | 95 | $427K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 95 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.