| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LMG CONSULTING LLC3 | PO BOX 36775 LAS VEGAS, NV 89133 | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | $15K | $0 | $15K | 3.91% |
| LMG CONSULTING LLC3 | PO BOX 36775 LAS VEGAS, NV 89133 | GUARDIAN | $8K | $0 | $8K | 7.06% |
| MORRISSEY INSURANCE SERVICES3 Filed as: MORRISSEY INS SERVICES INC | 11920 SOUTHERN HIGHLANDS PKY SUITE 201 LAS VEGAS, NV 89141 | GUARDIAN | $279 | $0 | $279 | 0.25% |
| VOLUNTARY BENEFITS SPECIALISTS LLC Filed as: VOLUNTARY BENEFIT SPECIALISTS | 289 FARRIS AVE STE B LAS VEGAS, NV 89183 | TRANSAMERICA LIFE INSURANCE COMAPNY | $1K | $0 | $1K | 17.76% |
| MICHAEL D PERNA3 | 289 FARRIS AVE. STE B LAS VEGAS, NV 89183 | TRANSAMERICA LIFE INSURANCE COMAPNY | $181 | $0 | $181 | 3.02% |
| JEFF SAMMONS3 Filed as: JEFF E SAMMONS | 2305 W HORIZON RIDGE PKWY UNIT 4023 HENDERSON, NV 89052 | TRANSAMERICA LIFE INSURANCE COMAPNY | $77 | $0 | $77 | 1.29% |
| LMG CONSULTING LLC3 | PO BOX 36775 LAS VEGAS, NV 89133 | TRANSAMERICA LIFE INSURANCE COMAPNY | $67 | $0 | $67 | 1.12% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE | 2340 CORPORATE CR 2ND FLOOR HENDERSON, NV 89074 | TRANSAMERICA LIFE INSURANCE COMAPNY | $15 | $0 | $15 | 0.25% |
| KAREN SUZANNE SCHILLING3 | 400 SOUTH RAMPART BLVD LAS VEGAS, NV 89415 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $33 | $1 | $34 | 1.38% |
| AMI JEANETTE LANE3 | 5631 BOLTON VALLEY DR LAS VEGAS, NV 89122 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $28 | $0 | $28 | 1.13% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE OF NEVADA | 975 KELLY JOHNSON DR #100 LAS VEGAS, NV 89119 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24 | $0 | $24 | 0.97% |
| EUGENE L BOWEN JR3 | 1438 WESSEX CIR RENO, NV 89503 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $21 | $0 | $21 | 0.85% |
| CAMELIA SCOTT3 | PO BOX 36775 LAS VEGAS, NV 89133 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | $0 | $15 | 0.61% |
| HARRY LORE3 Filed as: HARRY O AND LIND J O'NEAL | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | $0 | $8 | 0.32% |
| VIP INSURANCE INC3 | 18 STONEMARK DRIVE HENDERSON, NV 89052 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | $0 | $4 | 0.16% |
| BELLA NATION BENEFITS LLC3 | 8693 TARA HILL AVE. LAS VEGAS, NV 89148 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | $0 | $4 | 0.16% |
| CLAUDIA MONA VANDERVELD3 | 6124 PEGGOTTY AVE. LAS VEGAS, NV 89130 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | $0 | $4 | 0.16% |
| RICHARD K JOHNSON3 | 684 EAST VINE STREET MURRAY, UT 84107 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | $0 | $3 | 0.12% |
| TIMOTHY MENIFIELD3 | PO BOX 36775 LAS VEGAS, NV 89133 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | $0 | $1 | 0.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 134 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 134 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 86 | $379K |
| Dental | GUARDIAN | 134 | $113K |
| Vision | GUARDIAN | 134 | $113K |
| Life insurance(3 contracts, 3 carriers) | GUARDIAN | 134 | $121K |
| Long-term disability | GUARDIAN | 134 | $113K |
| Prescription drug | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 86 | $379K |
| Other(2 contracts, 2 carriers) | GUARDIAN | 134 | $119K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 134 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.