| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MJ INSURANCE3 Filed as: KAE HUGHES AND VARIOUS AGENTS | 1805 30TH STREET MOLINE, IL 61265 | AFLAC | $5K | $356 | $6K | 14.22% |
| TONYA L REMLEY3 | 1225 E RIVER DRIVE SUITE 302 DAVNEPORT, IA 52803 | AFLAC | $805 | $127 | $932 | 2.26% |
| MATTHEW J SCHNEIDER3 Filed as: MATTHEW HAUSER | 2842 MIDDLE ROAD DAVENPORT, IA 52803 | AFLAC | $803 | $51 | $854 | 2.07% |
| RICHELL L STOCK3 | 9365 190TH STREET DAVENPORT, IA 52804 | AFLAC | $745 | — | $745 | 1.81% |
| ALICIA MARIE TRANT3 | 3218 ANDRICKS ROAD LA PORTE, TX 77571 | AFLAC | $629 | $15 | $644 | 1.56% |
| AARON WADE BENBOW3 | 3934 AMADAS DRIVE CORPUS CHRISTI, TX 78414 | AFLAC | $501 | $27 | $528 | 1.28% |
| MICHAEL REDNOUR3 | 2100 ROSS AVENUE SUITE 1200 DALLAS, TX 75201 | ASSURITY LIFE INSURANCE COMPANY | $14K | — | $14K | 34.74% |
| GARY WOOD ASSOCIATES, INC.3 Filed as: GARY WARE AND ASSOCIATES | 3808 W SPRINGFIELD AVENUE SUITE D CHAMPAIGN, IL 61822 | ASSURITY LIFE INSURANCE COMPANY | $9K | — | $9K | 22.82% |
| BRADDEN PROBST3 | 2100 ROSS AVENUE SUITE 1200 DALLAS, TX 75201 | ASSURITY LIFE INSURANCE COMPANY | $6K | — | $6K | 15.87% |
| MICHAEL C WALKER3 Filed as: MICHAEL PETERS | 2100 ROSS AVENUE SUITE 1200 DALLAS, TX 75201 | ASSURITY LIFE INSURANCE COMPANY | $590 | — | $590 | 1.49% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 2100 ROSS AVENUE SUITE 1200 DALLAS, TX 75201 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $1K | — | $1K | 10.00% |
| SELECT NETWORKS3 | 317 6TH AVENUE SUITE 1440 DES MOINES, IA 50309 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $1K | — | $1K | 8.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 2100 ROSS AVE SUITE 1200 DALLAS, TX 75201 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 2100 ROSS AVENUE SUITE 1200 DALLAS, TX 75201 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $418 | $418 | 4.29% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 165 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 165 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA | 124 | $970K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 126 | $14K |
| Life insurance(2 contracts, 2 carriers) | ASSURITY LIFE INSURANCE COMPANY | 165 | $49K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 165 | $10K |
| Prescription drug | WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA | 124 | $970K |
| Other(2 contracts, 2 carriers) | AFLAC | 165 | $51K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 165 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.