| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1140 AVENUE OF THE AMERICAS FLOOR 8 NEW YORK, NY 100365811 | KAISER FOUNDATION HEALTH PLAN, INC. | $101K | — | $101K | 4.99% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 135 MAIN ST 21ST FLOOR SAN FRANCISCO, CA 94105 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $413K | — | $413K | 53.21% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1140 AVENUE OF THE AMERICAS FLOOR 8 NEW YORK, NY 100365811 | KAISER FOUNDATION HEALTH PLAN, INC. | $37K | — | $37K | 5.06% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1390 WILLOW PASS RD SUITE 800 CONCORD, CA 94520 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $16K | — | $16K | 4.96% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1140 AVENUE OF THE AMERICAS FLOOR 8 NEW YORK, NY 10036 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $31K | $11K | $43K | 13.61% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 135 MAIN ST 21ST FLOOR SAN FRANCISCO, CA 94105 | KAISER FOUNDATION HEALTH PLAN OF WASHINGTON | $11K | — | $11K | 4.81% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1140 AVENUE OF THE AMERICAS FLOOR 8 NEW YORK, NY 10036 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $15K | $5K | $21K | 13.59% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INSURANE CENTER | 1140 AVENUE OF THE AMERICAS FLOOR 8 NEW YORK, NY 10036 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $15K | $5K | $21K | 13.61% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1140 AVENUE OF THE AMERICAS FLOOR 8 NEW YORK, NY 10036 | UNUM INSURANCE COMPANY | $4K | $3K | $7K | 8.94% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1140 AVENUE OF THE AMERICAS FLOOR 8 NEW YORK, NY 10036 | UNUM INSURANCE COMPANY | $3K | $3K | $6K | 8.87% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,046 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,046 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 305 | $3.3M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 1,817 | $776K |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 1,817 | $776K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,046 | $313K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 828 | $152K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 448 | $151K |
| Prescription drug(4 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 305 | $3.3M |
| Other(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,046 | $454K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,817 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.